Auto insurance in Dubuque, IA

Every state requires liability coverage to register a vehicle, but minimums and rules differ.

6independent agencies listed
1with 20+ year records
5serving businesses too

Dubuque, IA market figures computed from public licensing records as of 2026. “Records” reflect each agency’s earliest entry in the licensing file — see how we source data.

Auto coverage to consider

  • Liability (state-required)
  • Personal injury protection / medical payments
  • Collision
  • Comprehensive
  • Uninsured / underinsured motorist
  • Towing & rental reimbursement

Coverage needs vary. A licensed agent will help you decide what applies — we don't provide quotes or advice.

On the road in Dubuque

Auto coverage follows the drivers and vehicles in a household. Here is what Dubuque households look like.

92%of households have a vehicle
26,131households
59,174residents
$65,845median household income

Source: U.S. Census Bureau, American Community Survey 5-year estimates (2020-2024), for Dubuque.

Disaster history in Dubuque County

Federal disaster declarations are public FEMA records of the events that have hit Dubuque County hardest. They're useful context when deciding which coverages and limits matter here.

10federal disaster declarations since 2000
Severe Stormmost common declared peril (7x)
2024most recent: Severe Storm

Source: FEMA public records (disaster declarations), county-level figures for Dubuque County.

Independent agencies in Dubuque

6 businesses listed from public licensing records. Preferred Agencies are clearly labeled and shown first; other listings are alphabetical. Listings are not endorsements.

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2025 · NPN 21633280 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-op

In records since 2021 · NPN 18680648 · public licensing record

HomeownersAutoRentersCondo / co-opCommercial

In records since 2006 · NPN 23465 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2013 · NPN 2838784 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2008 · NPN 7949529 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2015 · NPN 16628473 · public licensing record

Source: Public licensing records: Texas DOI (Socrata) + Florida DFS bulk file; Iowa open data (CC-BY 4.0) for contact enrichment.

Other coverage in Dubuque

Agencies in this market may also help with related lines that have local licensing depth.

Auto in other Iowa markets

Browse nearby markets with enough listed agencies to support a local auto page.

Frequently asked questions

How many independent agencies can help with auto insurance in Dubuque, IA?

Public licensing records list 6 independent agencies in Dubuque, Iowa with qualifications that match auto insurance, within Dubuque County. Listings are public-record based and are not endorsements.

Can I compare auto insurance with agencies near Dubuque?

Yes. You can request quotes in Dubuque, or browse West Des Moines, Des Moines, Cedar Rapids to compare independent agencies in other Iowa markets.

What happens after I request auto insurance quotes in Dubuque?

Tell us what you need once. We show who may contact you, then connect you with a licensed independent agency serving Dubuque. We are not an insurance agency and we do not sell your information into a bidding marketplace.

What does “full coverage” really mean?

There's no single "full coverage" policy — it usually means liability plus collision and comprehensive. An agent can explain which coverages fit your vehicle and budget.

What happens if my coverage lapses?

Many states penalize insurance lapses on registered vehicles, including registration suspension and fees. If you're switching carriers, an agent can line up effective dates so there's no gap.

Tell us what you need once.

We'll connect you with an independent agency serving Dubuque, and you'll always know who may contact you.

Find Independent Insurance is operated by Relay and is not an insurance agency, broker, or carrier. We do not provide quotes, insurance advice, or coverage recommendations, and we do not guarantee coverage or price. Licensed independent agencies handle quotes, advice, and policy placement.