Independent agencies in Fernandina Beach

35 independent insurance agencies in Fernandina Beach. Independent agents shop multiple carriers to find coverage that fits you. Featured cards show clearly labeled paid Preferred Agencies first; the complete directory stays alphabetical. Unclaimed listings are not endorsements; agencies can claim and verify their profile.

35independent agencies listed
7with 20+ year records
1serving businesses too

Fernandina Beach, FL market figures computed from public licensing records as of 2026. “Records” reflect each agency’s earliest entry in the licensing file — see how we source data.

Showing the first 24 as cards, and all 35 are listed below.

8 Flags Insurance Agency, LLC

Fernandina Beach, FL

Unclaimed

In records since 2012 · NPN 15239427 · public licensing record

Amelia Insurance Agency, Inc

Fernandina Beach, FL

Unclaimed

In records since 2006 · NPN 8795036 · public licensing record

Amelia Underwriters Inc

Fernandina Beach, FL

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 1997 · NPN 1043917 · public licensing record

Annette Braithwaite Inc

Fernandina Beach, FL

Unclaimed

In records since 2019 · NPN 19214813 · public licensing record

Armor Claims & Consulting

Fernandina Beach, FL

Unclaimed

In records since 2022 · NPN 20434452 · public licensing record

Basic Financial Services

Fernandina Beach, FL

Unclaimed

In records since 2013 · NPN 3319997 · public licensing record

Benefit Dude Llc,

Fernandina Beach, FL

Unclaimed

In records since 2021 · NPN 20057957 · public licensing record

Benefits Advisory Group, Inc

Fernandina Beach, FL

Unclaimed

In records since 2016 · NPN 18126901 · public licensing record

Compass Group Insurance LLC

Fernandina Beach, FL

Unclaimed

In records since 2010 · NPN 15813147 · public licensing record

Delta Risk Placements, LLC

Fernandina Beach, FL

Unclaimed

In records since 2022 · NPN 20459875 · public licensing record

E-Mga, Inc.

Fernandina Beach, FL

Unclaimed

In records since 2008 · NPN 10320540 · public licensing record

Fran C Hargarten III

Fernandina Beach, FL

Unclaimed

In records since 2006 · NPN 17731959 · public licensing record

Harper Insurance Agency Inc.

Fernandina Beach, FL

Unclaimed

In records since 2007 · NPN 9175067 · public licensing record

In records since 2022 · NPN 20556009 · public licensing record

Island Marketing Group, Inc.

Fernandina Beach, FL

Unclaimed

In records since 2012 · NPN 11163922 · public licensing record

Unclaimed

In records since 2006 · NPN 8830090 · public licensing record

Kess Group, LLC

Fernandina Beach, FL

Unclaimed

In records since 2013 · NPN 16973696 · public licensing record

Lig Inc

Fernandina Beach, FL

Unclaimed

In records since 2007 · NPN 8096261 · public licensing record

Llerandi Agency

Fernandina Beach, FL

Unclaimed

In records since 2018 · NPN 18977105 · public licensing record

Llerandi Insurance Group

Fernandina Beach, FL

Unclaimed

In records since 2015 · NPN 17479361 · public licensing record

Macdougall Benefits LLC

Fernandina Beach, FL

Unclaimed

In records since 2025 · NPN 21767930 · public licensing record

Unclaimed

In records since 2006 · NPN 8095936 · public licensing record

Msi Insurance Group LLC

Fernandina Beach, FL

Unclaimed

In records since 2016 · NPN 17821106 · public licensing record

Unclaimed

In records since 2020 · NPN 19717504 · public licensing record

Living in Fernandina Beach

A quick look at the people and homes behind the Fernandina Beach insurance market.

13,420residents
6,464households
80%of homes owner-occupied
$555,400median home value

Source: U.S. Census Bureau, American Community Survey 5-year estimates (2020-2024), for Fernandina Beach.

Fernandina Beach insurance, answered.

How many independent insurance agencies are in Fernandina Beach, FL?
Public licensing records list 35 active independent property & casualty agencies in Fernandina Beach, Florida, 7 of which have records going back 20 or more years.
What kinds of insurance can agencies in Fernandina Beach help with?
1 of the listed agencies hold full property & casualty authority, covering personal lines (home, auto, renters, condo, flood, umbrella) and business coverage. A licensed agent confirms what they actually write before any quote.
Are these Fernandina Beach agencies vetted or ranked?
Listings come from public licensing records. Featured cards show clearly labeled paid Preferred Agencies first, while the complete directory stays alphabetical. Preferred status is not an endorsement and does not change license verification. Agencies can claim their profile to add their website and details.

Source: Public licensing records: Texas DOI (Socrata) + Florida DFS bulk file; Iowa open data (CC-BY 4.0) for contact enrichment. Ordering: labeled Preferred Agencies first, then alphabetical. How we source data

Find Independent Insurance is operated by Relay and is not an insurance agency, broker, or carrier. We do not provide quotes, insurance advice, or coverage recommendations, and we do not guarantee coverage or price. Licensed independent agencies handle quotes, advice, and policy placement.