Free shopping worksheet
See what changes between your home insurance quotes.
Put up to three written quotes side by side. Compare premiums on the same time basis, translate a percentage deductible into dollars, and leave with better questions for a licensed agent.
No signup. No policy upload. Print or download your comparison.
Quote A
Optional. Only enter a percentage if the quote bases it on the dwelling limit. Leave blank if unknown or inapplicable.
Quote B
Optional. Only enter a percentage if the quote bases it on the dwelling limit. Leave blank if unknown or inapplicable.
Your side-by-side comparison
Annualized premium = total term premium × 12 ÷ months. This assumes unchanged pricing and excludes charges outside the entered premium. It does not predict a renewal price.
Swipe across the table to see every quote.
| Compare | Quote A | Quote B |
|---|---|---|
| Total premium for entered term | Not entered | Not entered |
| Policy term | 12 months | 12 months |
| Annualized premium (estimate) | Not entered | Not entered |
| Dwelling limit | Not entered | Not entered |
| Ordinary deductible | Not entered | Not entered |
| Separate percentage deductible | Not entered | Not entered |
| Separate deductible in dollars | Not entered | Not entered |
| Roof settlement (user selected) | Not confirmed | Not confirmed |
Questions to take to your agent
- Confirm each total term premium, policy term, and any charges outside the quoted premium.
- Get the dwelling limit for every quote before comparing prices.
- Confirm the ordinary deductible for every quote.
- Ask how roof damage is settled and request the relevant policy wording.
- Check separate deductibles, exclusions, water limits, flood coverage, and conditions for binding with a licensed agent.
Entries stay in this page’s memory and are cleared when you reload. No account or policy upload is needed. We measure tool interactions without sending the figures you enter. Downloads are saved to your device. This worksheet does not recommend coverage, select an insurer, or bind a policy.
Make sense of the differences
The lowest annualized premium may have different limits, deductibles, exclusions, or settlement terms. Use the actual policy documents and a licensed agent’s explanation to compare those details.
- How to compare homeowners insurance quotes, line by line
- Florida homeowners shopping checklist
- What to do after a nonrenewal notice
Shopping reference: NAIC homeowners insurance resources. Percentage-deductible reference: Florida DFS hurricane deductible guide. These organizations do not endorse this tool.