Independent agencies in Miami

2951 independent insurance agencies in Miami. Independent agents shop multiple carriers to find coverage that fits you. Featured cards show clearly labeled paid Preferred Agencies first; the complete directory stays alphabetical. Unclaimed listings are not endorsements; agencies can claim and verify their profile.

2,951independent agencies listed
374with 20+ year records
169serving businesses too

Miami, FL market figures computed from public licensing records as of 2026. “Records” reflect each agency’s earliest entry in the licensing file — see how we source data.

Showing the first 24 as cards, and all 2951 are listed below.

1 Harbor APS

Miami, FL

Unclaimed

In records since 2020 · NPN 19604737 · public licensing record

In records since 2018 · NPN 16410495 · public licensing record

Unclaimed

In records since 2017 · NPN 16516458 · public licensing record

Unclaimed

In records since 2016 · NPN 17880285 · public licensing record

In records since 2022 · NPN 20148944 · public licensing record

Unclaimed

In records since 2012 · NPN 16604713 · public licensing record

Unclaimed

In records since 2023 · NPN 20874971 · public licensing record

In records since 2021 · NPN 20128291 · public licensing record

In records since 2024 · NPN 21291359 · public licensing record

Unclaimed

In records since 2020 · NPN 19430236 · public licensing record

In records since 2024 · NPN 21238029 · public licensing record

Unclaimed

In records since 2021 · NPN 20063844 · public licensing record

Unclaimed

In records since 2023 · NPN 21026717 · public licensing record

In records since 2024 · NPN 21047117 · public licensing record

Unclaimed

In records since 2021 · NPN 19767501 · public licensing record

Unclaimed

In records since 2024 · NPN 21344763 · public licensing record

Unclaimed

In records since 2024 · NPN 20798642 · public licensing record

Unclaimed

In records since 2021 · NPN 19772983 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2010 · NPN 8797656 · public licensing record

In records since 2024 · NPN 21263197 · public licensing record

HomeownersAutoRentersCondo / co-opCommercial

In records since 2020 · NPN 19550462 · public licensing record

Unclaimed

In records since 2026 · NPN 22234377 · public licensing record

Unclaimed

In records since 2026 · NPN 22164000 · public licensing record

Unclaimed

In records since 2021 · NPN 20018767 · public licensing record

Agencies in Miami (A–Z, first 400)

Living in Miami

A quick look at the people and homes behind the Miami insurance market.

459,745residents
194,821households
31%of homes owner-occupied
$518,100median home value

Source: U.S. Census Bureau, American Community Survey 5-year estimates (2020-2024), for Miami.

Miami insurance, answered.

How many independent insurance agencies are in Miami, FL?
Public licensing records list 2951 active independent property & casualty agencies in Miami, Florida, 374 of which have records going back 20 or more years.
What kinds of insurance can agencies in Miami help with?
169 of the listed agencies hold full property & casualty authority, covering personal lines (home, auto, renters, condo, flood, umbrella) and business coverage. A licensed agent confirms what they actually write before any quote.
Are these Miami agencies vetted or ranked?
Listings come from public licensing records. Featured cards show clearly labeled paid Preferred Agencies first, while the complete directory stays alphabetical. Preferred status is not an endorsement and does not change license verification. Agencies can claim their profile to add their website and details.

Source: Public licensing records: Texas DOI (Socrata) + Florida DFS bulk file; Iowa open data (CC-BY 4.0) for contact enrichment. Ordering: labeled Preferred Agencies first, then alphabetical. How we source data

Find Independent Insurance is operated by Relay and is not an insurance agency, broker, or carrier. We do not provide quotes, insurance advice, or coverage recommendations, and we do not guarantee coverage or price. Licensed independent agencies handle quotes, advice, and policy placement.