Independent agencies in Santa Rosa Beach

26 independent insurance agencies in Santa Rosa Beach. Independent agents shop multiple carriers to find coverage that fits you. Featured cards show clearly labeled paid Preferred Agencies first; the complete directory stays alphabetical. Unclaimed listings are not endorsements; agencies can claim and verify their profile.

26independent agencies listed
2with 20+ year records
2serving businesses too

Santa Rosa Beach, FL market figures computed from public licensing records as of 2026. “Records” reflect each agency’s earliest entry in the licensing file — see how we source data.

Showing the first 24 as cards, and all 26 are listed below.

Unclaimed

In records since 2013 · NPN 8868749 · public licensing record

In records since 2021 · NPN 15821120 · public licensing record

Cervenka Enterprises LLC

Santa Rosa Beach, FL

Unclaimed

In records since 2021 · NPN 19791085 · public licensing record

Unclaimed

In records since 2013 · NPN 17049274 · public licensing record

Dalton Insurance Agency

Santa Rosa Beach, FL

Unclaimed

In records since 2022 · NPN 10721094 · public licensing record

Unclaimed

In records since 2022 · NPN 20195420 · public licensing record

Elite Insurance Group LLC

Santa Rosa Beach, FL

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2016 · NPN 17694208 · public licensing record

Emerald Crest Insurance

Santa Rosa Beach, FL

Unclaimed

In records since 2019 · NPN 19080950 · public licensing record

Emerald Crest Insurance

Santa Rosa Beach, FL

Unclaimed

In records since 2019 · NPN 19172921 · public licensing record

Exline Insurance Group LLC

Santa Rosa Beach, FL

Unclaimed

In records since 2020 · NPN 19754009 · public licensing record

Fuller Insurance LLC

Santa Rosa Beach, FL

Unclaimed

In records since 2006 · NPN 8987379 · public licensing record

Going Coastal Insurance

Santa Rosa Beach, FL

Unclaimed

In records since 2021 · NPN 19944004 · public licensing record

Unclaimed

In records since 2015 · NPN 17464078 · public licensing record

Unclaimed

In records since 2022 · NPN 20283774 · public licensing record

Unclaimed

In records since 2012 · NPN 16770156 · public licensing record

Unclaimed

In records since 2023 · NPN 20718990 · public licensing record

Joseph S Donovan Inc

Santa Rosa Beach, FL

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2013 · NPN 16874014 · public licensing record

Osborne M. Collins

Santa Rosa Beach, FL

Unclaimed

In records since 2006 · NPN 17734698 · public licensing record

Pettis Insurance Agency

Santa Rosa Beach, FL

Unclaimed

In records since 2022 · NPN 18290999 · public licensing record

Pettis Insurance LLC

Santa Rosa Beach, FL

Unclaimed

In records since 2024 · NPN 21403426 · public licensing record

Point South Insurance Inc.

Santa Rosa Beach, FL

Unclaimed

In records since 2023 · NPN 20967623 · public licensing record

Racks Insurance Agency LLC

Santa Rosa Beach, FL

Unclaimed

In records since 2026 · NPN 22105134 · public licensing record

Triple C Farm and Services LLC

Santa Rosa Beach, FL

Unclaimed

In records since 2022 · NPN 20430089 · public licensing record

United Business Partners LLC

Santa Rosa Beach, FL

Unclaimed

In records since 2009 · NPN 8653854 · public licensing record

Living in Walton County

A quick look at the people and homes behind the Walton County insurance market.

82,948residents
34,362households
79%of homes owner-occupied
$425,100median home value

Source: U.S. Census Bureau, American Community Survey 5-year estimates (2020-2024), for Walton County. The Census Bureau doesn't publish place-level estimates for Santa Rosa Beach, so figures cover the county.

Santa Rosa Beach insurance, answered.

How many independent insurance agencies are in Santa Rosa Beach, FL?
Public licensing records list 26 active independent property & casualty agencies in Santa Rosa Beach, Florida, 2 of which have records going back 20 or more years.
What kinds of insurance can agencies in Santa Rosa Beach help with?
2 of the listed agencies hold full property & casualty authority, covering personal lines (home, auto, renters, condo, flood, umbrella) and business coverage. A licensed agent confirms what they actually write before any quote.
Are these Santa Rosa Beach agencies vetted or ranked?
Listings come from public licensing records. Featured cards show clearly labeled paid Preferred Agencies first, while the complete directory stays alphabetical. Preferred status is not an endorsement and does not change license verification. Agencies can claim their profile to add their website and details.

Source: Public licensing records: Texas DOI (Socrata) + Florida DFS bulk file; Iowa open data (CC-BY 4.0) for contact enrichment. Ordering: labeled Preferred Agencies first, then alphabetical. How we source data

Find Independent Insurance is operated by Relay and is not an insurance agency, broker, or carrier. We do not provide quotes, insurance advice, or coverage recommendations, and we do not guarantee coverage or price. Licensed independent agencies handle quotes, advice, and policy placement.