Independent agencies in Duluth

10 independent insurance agencies in Duluth. Independent agents shop multiple carriers to find coverage that fits you. Featured cards show clearly labeled paid Preferred Agencies first; the complete directory stays alphabetical. Unclaimed listings are not endorsements; agencies can claim and verify their profile.

10independent agencies listed
1with 20+ year records
5serving businesses too

Duluth, MN market figures computed from public licensing records as of 2026. “Records” reflect each agency’s earliest entry in the licensing file — see how we source data.

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2026 · NPN 16433132 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2012 · NPN 661330 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2025 · NPN 17572198 · public licensing record

J3 Insurance

Duluth, MN

Unclaimed

In records since 2013 · NPN 8381964 · public licensing record

In records since 2019 · NPN 14502437 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2015 · NPN 16098226 · public licensing record

In records since 2013 · NPN 17065507 · public licensing record

Todd Rengo

Duluth, MN

Unclaimed

In records since 2018 · NPN 18917142 · public licensing record

In records since 2006 · NPN 17736464 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2018 · NPN 8547334 · public licensing record

Living in Duluth

A quick look at the people and homes behind the Duluth insurance market.

87,093residents
37,447households
59%of homes owner-occupied
$242,700median home value

Source: U.S. Census Bureau, American Community Survey 5-year estimates (2020-2024), for Duluth.

Duluth insurance, answered.

How many independent insurance agencies are in Duluth, MN?
Public licensing records list 10 active independent property & casualty agencies in Duluth, Minnesota, 1 of which have records going back 20 or more years.
What kinds of insurance can agencies in Duluth help with?
5 of the listed agencies hold full property & casualty authority, covering personal lines (home, auto, renters, condo, flood, umbrella) and business coverage. A licensed agent confirms what they actually write before any quote.
Are these Duluth agencies vetted or ranked?
Listings come from public licensing records. Featured cards show clearly labeled paid Preferred Agencies first, while the complete directory stays alphabetical. Preferred status is not an endorsement and does not change license verification. Agencies can claim their profile to add their website and details.

Nearby in St. Louis County

Source: Public licensing records: Texas DOI (Socrata) + Florida DFS bulk file; Iowa open data (CC-BY 4.0) for contact enrichment. Ordering: labeled Preferred Agencies first, then alphabetical. How we source data

Find Independent Insurance is operated by Relay and is not an insurance agency, broker, or carrier. We do not provide quotes, insurance advice, or coverage recommendations, and we do not guarantee coverage or price. Licensed independent agencies handle quotes, advice, and policy placement.