Independent agencies in Saint Charles

19 independent insurance agencies in Saint Charles. Independent agents shop multiple carriers to find coverage that fits you. Featured cards show clearly labeled paid Preferred Agencies first; the complete directory stays alphabetical. Unclaimed listings are not endorsements; agencies can claim and verify their profile.

19independent agencies listed
6serving businesses too

Saint Charles, MO market figures computed from public licensing records as of 2026. “Records” reflect each agency’s earliest entry in the licensing file — see how we source data.

ALL Insurance LLC

Saint Charles, MO

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2018 · NPN 17003317 · public licensing record

Boone F. Jackson

Saint Charles, MO

Unclaimed

In records since 2020 · NPN 16703534 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2022 · NPN 19547363 · public licensing record

Heartland Insurance LLC

Saint Charles, MO

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2019 · NPN 8187111 · public licensing record

In records since 2020 · NPN 19623481 · public licensing record

JBJ Insurance Group Inc

Saint Charles, MO

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2015 · NPN 7124491 · public licensing record

KS Insurance Agency Inc

Saint Charles, MO

Unclaimed
HomeownersAutoRentersCondo / co-op

In records since 2017 · NPN 8237191 · public licensing record

Unclaimed

In records since 2019 · NPN 2214961 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2013 · NPN 2109815 · public licensing record

Medicol Enterprises

Saint Charles, MO

Unclaimed

In records since 2021 · NPN 19504274 · public licensing record

Nieroda Insurance Agency

Saint Charles, MO

Unclaimed

In records since 2017 · NPN 7815632 · public licensing record

Unclaimed

In records since 2019 · NPN 18678015 · public licensing record

Unclaimed

In records since 2024 · NPN 19600768 · public licensing record

RCS Agency

Saint Charles, MO

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2019 · NPN 19083311 · public licensing record

Unclaimed

In records since 2022 · NPN 10162631 · public licensing record

Unclaimed

In records since 2014 · NPN 13178962 · public licensing record

Unclaimed

In records since 2010 · NPN 2109750 · public licensing record

Unclaimed

In records since 2019 · NPN 17744124 · public licensing record

Unclaimed

In records since 2025 · NPN 21765843 · public licensing record

Living in Saint Charles

A quick look at the people and homes behind the Saint Charles insurance market.

71,508residents
30,362households
68%of homes owner-occupied
$298,700median home value

Source: U.S. Census Bureau, American Community Survey 5-year estimates (2020-2024), for Saint Charles.

Saint Charles insurance, answered.

How many independent insurance agencies are in Saint Charles, MO?
Public licensing records list 19 active independent property & casualty agencies in Saint Charles, Missouri.
What kinds of insurance can agencies in Saint Charles help with?
6 of the listed agencies hold full property & casualty authority, covering personal lines (home, auto, renters, condo, flood, umbrella) and business coverage. A licensed agent confirms what they actually write before any quote.
Are these Saint Charles agencies vetted or ranked?
Listings come from public licensing records. Featured cards show clearly labeled paid Preferred Agencies first, while the complete directory stays alphabetical. Preferred status is not an endorsement and does not change license verification. Agencies can claim their profile to add their website and details.

Source: Public licensing records: Texas DOI (Socrata) + Florida DFS bulk file; Iowa open data (CC-BY 4.0) for contact enrichment. Ordering: labeled Preferred Agencies first, then alphabetical. How we source data

Find Independent Insurance is operated by Relay and is not an insurance agency, broker, or carrier. We do not provide quotes, insurance advice, or coverage recommendations, and we do not guarantee coverage or price. Licensed independent agencies handle quotes, advice, and policy placement.