Independent agencies in Schenectady

10 independent insurance agencies in Schenectady. Independent agents shop multiple carriers to find coverage that fits you. Featured cards show clearly labeled paid Preferred Agencies first; the complete directory stays alphabetical. Unclaimed listings are not endorsements; agencies can claim and verify their profile.

10independent agencies listed
5with 20+ year records
1serving businesses too

Schenectady, NY market figures computed from public licensing records as of 2026. “Records” reflect each agency’s earliest entry in the licensing file — see how we source data.

Unclaimed

In records since 2013 · NPN 2899369 · public licensing record

Unclaimed

In records since 2006 · NPN 1338102 · public licensing record

Unclaimed

In records since 2015 · NPN 17765504 · public licensing record

Joseph R Cardamone

Schenectady, NY

Unclaimed

In records since 2006 · NPN 17731633 · public licensing record

In records since 2006 · NPN 766480 · public licensing record

Mark S. Ryan

Schenectady, NY

Unclaimed

In records since 2006 · NPN 17734500 · public licensing record

Unclaimed

In records since 2006 · NPN 2004825 · public licensing record

Rickard Agency Inc

Schenectady, NY

Unclaimed

In records since 2017 · NPN 3416594 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2016 · NPN 6905173 · public licensing record

TKT Enterprises Inc,

Schenectady, NY

Unclaimed

In records since 2021 · NPN 19049440 · public licensing record

Living in Schenectady

A quick look at the people and homes behind the Schenectady insurance market.

68,847residents
29,184households
46%of homes owner-occupied
$168,800median home value

Source: U.S. Census Bureau, American Community Survey 5-year estimates (2020-2024), for Schenectady.

Schenectady insurance, answered.

How many independent insurance agencies are in Schenectady, NY?
Public licensing records list 10 active independent property & casualty agencies in Schenectady, New York, 5 of which have records going back 20 or more years.
What kinds of insurance can agencies in Schenectady help with?
1 of the listed agencies hold full property & casualty authority, covering personal lines (home, auto, renters, condo, flood, umbrella) and business coverage. A licensed agent confirms what they actually write before any quote.
Are these Schenectady agencies vetted or ranked?
Listings come from public licensing records. Featured cards show clearly labeled paid Preferred Agencies first, while the complete directory stays alphabetical. Preferred status is not an endorsement and does not change license verification. Agencies can claim their profile to add their website and details.

Nearby in Schenectady County

Source: Public licensing records: Texas DOI (Socrata) + Florida DFS bulk file; Iowa open data (CC-BY 4.0) for contact enrichment. Ordering: labeled Preferred Agencies first, then alphabetical. How we source data

Find Independent Insurance is operated by Relay and is not an insurance agency, broker, or carrier. We do not provide quotes, insurance advice, or coverage recommendations, and we do not guarantee coverage or price. Licensed independent agencies handle quotes, advice, and policy placement.