Independent agencies in Charleston

41 independent insurance agencies in Charleston. Independent agents shop multiple carriers to find coverage that fits you. Featured cards show clearly labeled paid Preferred Agencies first; the complete directory stays alphabetical. Unclaimed listings are not endorsements; agencies can claim and verify their profile.

41independent agencies listed
1with 20+ year records
16serving businesses too

Charleston, SC market figures computed from public licensing records as of 2026. “Records” reflect each agency’s earliest entry in the licensing file — see how we source data.

Showing the first 24 as cards, and all 41 are listed below.

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2018 · NPN 12779159 · public licensing record

Unclaimed

In records since 2023 · NPN 13808927 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2011 · NPN 7568536 · public licensing record

Unclaimed

In records since 2022 · NPN 18665476 · public licensing record

Unclaimed

In records since 2024 · NPN 9416526 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2022 · NPN 20286119 · public licensing record

Benefitstore, LLC

Charleston, SC

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2014 · NPN 15981117 · public licensing record

Unclaimed

In records since 2019 · NPN 8266042 · public licensing record

Unclaimed

In records since 2025 · NPN 21750166 · public licensing record

C T Lowndes & Co

Charleston, SC

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2007 · NPN 7842030 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2019 · NPN 19107850 · public licensing record

CDT Risk, LLC

Charleston, SC

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2022 · NPN 19806153 · public licensing record

Christianco Inc

Charleston, SC

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2012 · NPN 8568656 · public licensing record

Unclaimed

In records since 2021 · NPN 15816326 · public licensing record

Unclaimed

In records since 2021 · NPN 15729212 · public licensing record

In records since 2014 · NPN 8264730 · public licensing record

Unclaimed

In records since 2022 · NPN 19973540 · public licensing record

Hanham, LLC

Charleston, SC

Unclaimed
HomeownersAutoRentersCondo / co-op

In records since 2017 · NPN 18134775 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2020 · NPN 19492616 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2006 · NPN 7836477 · public licensing record

Ksa Insurance LLC

Charleston, SC

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2012 · NPN 15667377 · public licensing record

Unclaimed

In records since 2026 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2021 · NPN 18973646 · public licensing record

Unclaimed

In records since 2024 · NPN 20702741 · public licensing record

Living in Charleston

A quick look at the people and homes behind the Charleston insurance market.

154,338residents
68,027households
56%of homes owner-occupied
$509,700median home value

Source: U.S. Census Bureau, American Community Survey 5-year estimates (2020-2024), for Charleston.

Charleston insurance, answered.

How many independent insurance agencies are in Charleston, SC?
Public licensing records list 41 active independent property & casualty agencies in Charleston, South Carolina, 1 of which have records going back 20 or more years.
What kinds of insurance can agencies in Charleston help with?
16 of the listed agencies hold full property & casualty authority, covering personal lines (home, auto, renters, condo, flood, umbrella) and business coverage. A licensed agent confirms what they actually write before any quote.
Are these Charleston agencies vetted or ranked?
Listings come from public licensing records. Featured cards show clearly labeled paid Preferred Agencies first, while the complete directory stays alphabetical. Preferred status is not an endorsement and does not change license verification. Agencies can claim their profile to add their website and details.

Source: Public licensing records: Texas DOI (Socrata) + Florida DFS bulk file; Iowa open data (CC-BY 4.0) for contact enrichment. Ordering: labeled Preferred Agencies first, then alphabetical. How we source data

Find Independent Insurance is operated by Relay and is not an insurance agency, broker, or carrier. We do not provide quotes, insurance advice, or coverage recommendations, and we do not guarantee coverage or price. Licensed independent agencies handle quotes, advice, and policy placement.