Independent agencies in Waco

55 independent insurance agencies in Waco. Independent agents shop multiple carriers to find coverage that fits you. Featured cards show clearly labeled paid Preferred Agencies first; the complete directory stays alphabetical. Unclaimed listings are not endorsements; agencies can claim and verify their profile.

55independent agencies listed
13with 20+ year records
49serving businesses too
1personal-lines specialists

Waco, TX market figures computed from public licensing records as of 2026. “Records” reflect each agency’s earliest entry in the licensing file — see how we source data.

Showing the first 24 as cards, and all 55 are listed below.

In records since 2024 · NPN 19601244 · public licensing record

HomeownersAutoRentersCondo / co-opCommercial

In records since 2025 · NPN 21694569 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2011 · NPN 16257867 · public licensing record

HomeownersAutoRentersCondo / co-opCommercial

In records since 1989 · NPN 2110714 · public licensing record

HomeownersAutoRentersCondo / co-opCommercial

In records since 2025 · NPN 21445485 · public licensing record

HomeownersAutoRentersCondo / co-opCommercial

In records since 1995 · NPN 1336381 · public licensing record

HomeownersAutoRentersCondo / co-opCommercial

In records since 2017 · NPN 18448713 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2025 · NPN 21459798 · public licensing record

HomeownersAutoRentersCondo / co-opCommercial

In records since 2014 · NPN 17214185 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2018 · NPN 18932217 · public licensing record

HomeownersAutoRentersCondo / co-opCommercial

In records since 2024 · NPN 21375891 · public licensing record

HomeownersAutoRentersCondo / co-opCommercial

In records since 2023 · NPN 20644935 · public licensing record

HomeownersAutoRentersCondo / co-op

In records since 2022 · NPN 20561073 · public licensing record

HomeownersAutoRentersCondo / co-opCommercial

In records since 2022 · NPN 20209108 · public licensing record

HomeownersAutoRentersCondo / co-opCommercial

In records since 2021 · NPN 19876571 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2001 · NPN 5111094 · public licensing record

HomeownersAutoRentersCondo / co-opCommercial

In records since 2022 · NPN 20221889 · public licensing record

Commercial

In records since 1983 · NPN 5110075 · public licensing record

HomeownersAutoRentersCondo / co-opCommercial

In records since 2017 · NPN 18625303 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2024 · NPN 21343287 · public licensing record

HomeownersAutoRentersCondo / co-opCommercial

In records since 2004 · NPN 8033682 · public licensing record

HomeownersAutoRentersCondo / co-opCommercial

In records since 1995 · NPN 1336474 · public licensing record

HomeownersAutoRentersCondo / co-opCommercial

In records since 1983 · NPN 3244883 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2025 · NPN 21564770 · public licensing record

All agencies in Waco

Living in Waco

A quick look at the people and homes behind the Waco insurance market.

143,570residents
53,906households
49%of homes owner-occupied
$221,700median home value

Source: U.S. Census Bureau, American Community Survey 5-year estimates (2020-2024), for Waco.

Waco insurance, answered.

How many independent insurance agencies are in Waco, TX?
Public licensing records list 55 active independent property & casualty agencies in Waco, Texas, 13 of which have records going back 20 or more years.
What kinds of insurance can agencies in Waco help with?
49 of the listed agencies hold full property & casualty authority, covering personal lines (home, auto, renters, condo, flood, umbrella) and business coverage. A licensed agent confirms what they actually write before any quote.
Are these Waco agencies vetted or ranked?
Listings come from public licensing records. Featured cards show clearly labeled paid Preferred Agencies first, while the complete directory stays alphabetical. Preferred status is not an endorsement and does not change license verification. Agencies can claim their profile to add their website and details.

Source: Public licensing records: Texas DOI (Socrata) + Florida DFS bulk file; Iowa open data (CC-BY 4.0) for contact enrichment. Ordering: labeled Preferred Agencies first, then alphabetical. How we source data

Find Independent Insurance is operated by Relay and is not an insurance agency, broker, or carrier. We do not provide quotes, insurance advice, or coverage recommendations, and we do not guarantee coverage or price. Licensed independent agencies handle quotes, advice, and policy placement.