Auto insurance in Elizabeth, CO

Every state requires liability coverage to register a vehicle, but minimums and rules differ.

2independent agencies listed
2serving businesses too

Elizabeth, CO market figures computed from public licensing records as of 2026. “Records” reflect each agency’s earliest entry in the licensing file — see how we source data.

Auto coverage to consider

  • Liability (state-required)
  • Personal injury protection / medical payments
  • Collision
  • Comprehensive
  • Uninsured / underinsured motorist
  • Towing & rental reimbursement

Coverage needs vary. A licensed agent will help you decide what applies — we don't provide quotes or advice.

On the road in Elizabeth

Auto coverage follows the drivers and vehicles in a household. Here is what Elizabeth households look like.

99%of households have a vehicle
796households
2,244residents
$112,986median household income

Source: U.S. Census Bureau, American Community Survey 5-year estimates (2020-2024), for Elizabeth.

Disaster history in Elbert County

Federal disaster declarations are public FEMA records of the events that have hit Elbert County hardest. They're useful context when deciding which coverages and limits matter here.

6federal disaster declarations since 2000
Floodmost common declared peril (2x)
2023most recent: Severe Storms, Flooding, and Tornadoes

Source: FEMA public records (disaster declarations), county-level figures for Elbert County.

Insurance agency records in Elizabeth

2 businesses listed from public licensing records. Preferred Agencies are clearly labeled and shown first; other listings are alphabetical. Listings are not endorsements.

ACV Insurance Inc

Elizabeth, CO

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

Broad license categories; specific offerings and independence need confirmation.

In records since 2009 · NPN 12470840 · public licensing record

Means Agency Inc

Elizabeth, CO

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

Broad license categories; specific offerings and independence need confirmation.

In records since 2025 · NPN 18547437 · public licensing record

Source: Public licensing records: Texas DOI (Socrata) + Florida DFS bulk file; Iowa open data (CC-BY 4.0) for contact enrichment.

Auto in other Colorado markets

Browse nearby markets with enough listed agencies to support a local auto page.

Frequently asked questions

How many independent agencies can help with auto insurance in Elizabeth, CO?

Public licensing records list 2 insurance agencies in Elizabeth, Colorado with broad licensing qualifications relevant to this category, within Elbert County. A broad license does not confirm that an agency offers this specialty or represents multiple insurers. Confirm both directly with the agency.

Can I compare auto insurance with agencies near Elizabeth?

Yes. You can request quotes in Elizabeth, or browse Denver, Colorado Springs, Aurora to compare independent agencies in other Colorado markets.

What happens after I request auto insurance quotes in Elizabeth?

Tell us what you need once. We match your request with one licensed independent agency serving Elizabeth. We are not an insurance agency and we do not sell your information into a bidding marketplace.

What does “full coverage” really mean?

There's no single "full coverage" policy — it usually means liability plus collision and comprehensive. An agent can explain which coverages fit your vehicle and budget.

What happens if my coverage lapses?

Many states penalize insurance lapses on registered vehicles, including registration suspension and fees. If you're switching carriers, an agent can line up effective dates so there's no gap.

Tell us what you need once.

We'll match you with one independent agency serving Elizabeth. Your information is never sold or blasted to a list.

Find Independent Insurance is operated by Relay and is not an insurance agency, broker, or carrier. We do not provide quotes, insurance advice, or coverage recommendations, and we do not guarantee coverage or price. Licensed independent agencies handle quotes, advice, and policy placement.