Auto insurance in Minneapolis, MN

Every state requires liability coverage to register a vehicle, but minimums and rules differ.

16independent agencies listed
7with 20+ year records
16serving businesses too

Minneapolis, MN market figures computed from public licensing records as of 2026. “Records” reflect each agency’s earliest entry in the licensing file — see how we source data.

Auto coverage to consider

  • Liability (state-required)
  • Personal injury protection / medical payments
  • Collision
  • Comprehensive
  • Uninsured / underinsured motorist
  • Towing & rental reimbursement

Coverage needs vary. A licensed agent will help you decide what applies — we don't provide quotes or advice.

On the road in Minneapolis

Auto coverage follows the drivers and vehicles in a household. Here is what Minneapolis households look like.

84%of households have a vehicle
192,734households
427,246residents
$80,846median household income

Source: U.S. Census Bureau, American Community Survey 5-year estimates (2020-2024), for Minneapolis.

Disaster history in Hennepin County

Federal disaster declarations are public FEMA records of the events that have hit Hennepin County hardest. They're useful context when deciding which coverages and limits matter here.

7federal disaster declarations since 2000
Floodmost common declared peril (4x)
2016most recent: Severe Storms and Flooding

Source: FEMA public records (disaster declarations), county-level figures for Hennepin County.

Independent agencies in Minneapolis

16 businesses listed from public licensing records. Preferred Agencies are clearly labeled and shown first; other listings are alphabetical. Listings are not endorsements.

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2024 · NPN 21178431 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2016 · NPN 17610317 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2024 · NPN 21070641 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2025 · NPN 21006865 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2017 · NPN 18245569 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2025 · NPN 21777616 · public licensing record

Source: Public licensing records: Texas DOI (Socrata) + Florida DFS bulk file; Iowa open data (CC-BY 4.0) for contact enrichment.

Other coverage in Minneapolis

Agencies in this market may also help with related lines that have local licensing depth.

Auto in nearby markets in Hennepin County

Browse nearby markets with enough listed agencies to support a local auto page.

Frequently asked questions

How many independent agencies can help with auto insurance in Minneapolis, MN?

Public licensing records list 16 independent agencies in Minneapolis, Minnesota with qualifications that match auto insurance, within Hennepin County. Listings are public-record based and are not endorsements.

Can I compare auto insurance with agencies near Minneapolis?

Yes. You can request quotes in Minneapolis, or browse Edina, Plymouth, Eden Prairie to compare independent agencies in nearby markets in Hennepin County.

What happens after I request auto insurance quotes in Minneapolis?

Tell us what you need once. We show who may contact you, then connect you with a licensed independent agency serving Minneapolis. We are not an insurance agency and we do not sell your information into a bidding marketplace.

What does “full coverage” really mean?

There's no single "full coverage" policy — it usually means liability plus collision and comprehensive. An agent can explain which coverages fit your vehicle and budget.

What happens if my coverage lapses?

Many states penalize insurance lapses on registered vehicles, including registration suspension and fees. If you're switching carriers, an agent can line up effective dates so there's no gap.

Tell us what you need once.

We'll connect you with an independent agency serving Minneapolis, and you'll always know who may contact you.

Find Independent Insurance is operated by Relay and is not an insurance agency, broker, or carrier. We do not provide quotes, insurance advice, or coverage recommendations, and we do not guarantee coverage or price. Licensed independent agencies handle quotes, advice, and policy placement.