Auto insurance in Garden City, NY

Every state requires liability coverage to register a vehicle, but minimums and rules differ.

15independent agencies listed
3with 20+ year records
14serving businesses too
1personal-lines specialists

Garden City, NY market figures computed from public licensing records as of 2026. “Records” reflect each agency’s earliest entry in the licensing file — see how we source data.

Auto coverage to consider

  • Liability (state-required)
  • Personal injury protection / medical payments
  • Collision
  • Comprehensive
  • Uninsured / underinsured motorist
  • Towing & rental reimbursement

Coverage needs vary. A licensed agent will help you decide what applies — we don't provide quotes or advice.

On the road in Garden City

Auto coverage follows the drivers and vehicles in a household. Here is what Garden City households look like.

96%of households have a vehicle
7,655households
22,941residents
$244,152median household income

Source: U.S. Census Bureau, American Community Survey 5-year estimates (2020-2024), for Garden City.

Disaster history in Nassau County

Federal disaster declarations are public FEMA records of the events that have hit Nassau County hardest. They're useful context when deciding which coverages and limits matter here.

16federal disaster declarations since 2000
Hurricanemost common declared peril (9x)
2024most recent: Severe Storm and Flooding

Source: FEMA public records (disaster declarations), county-level figures for Nassau County.

Independent agencies in Garden City

15 businesses listed from public licensing records. Preferred Agencies are clearly labeled and shown first; other listings are alphabetical. Listings are not endorsements.

A & A Agency Inc

Garden City, NY

Unclaimed
HomeownersAutoRentersCondo / co-op

In records since 2017 · NPN 16936905 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2005 · NPN 8402090 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2008 · NPN 9675182 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2005 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2015 · NPN 8378925 · public licensing record

Nec Specialty Inc

Garden City, NY

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2020 · NPN 18948806 · public licensing record

Source: Public licensing records: Texas DOI (Socrata) + Florida DFS bulk file; Iowa open data (CC-BY 4.0) for contact enrichment.

Other coverage in Garden City

Agencies in this market may also help with related lines that have local licensing depth.

Auto in nearby markets in Nassau County

Browse nearby markets with enough listed agencies to support a local auto page.

Frequently asked questions

How many independent agencies can help with auto insurance in Garden City, NY?

Public licensing records list 15 independent agencies in Garden City, New York with qualifications that match auto insurance, within Nassau County. Listings are public-record based and are not endorsements.

Can I compare auto insurance with agencies near Garden City?

Yes. You can request quotes in Garden City, or browse Jericho, Hicksville, Lynbrook to compare independent agencies in nearby markets in Nassau County.

What happens after I request auto insurance quotes in Garden City?

Tell us what you need once. We show who may contact you, then connect you with a licensed independent agency serving Garden City. We are not an insurance agency and we do not sell your information into a bidding marketplace.

What does “full coverage” really mean?

There's no single "full coverage" policy — it usually means liability plus collision and comprehensive. An agent can explain which coverages fit your vehicle and budget.

What happens if my coverage lapses?

Many states penalize insurance lapses on registered vehicles, including registration suspension and fees. If you're switching carriers, an agent can line up effective dates so there's no gap.

Tell us what you need once.

We'll connect you with an independent agency serving Garden City, and you'll always know who may contact you.

Find Independent Insurance is operated by Relay and is not an insurance agency, broker, or carrier. We do not provide quotes, insurance advice, or coverage recommendations, and we do not guarantee coverage or price. Licensed independent agencies handle quotes, advice, and policy placement.