Auto insurance in Tulsa, OK

Every state requires liability coverage to register a vehicle, but minimums and rules differ.

39independent agencies listed
4with 20+ year records
38serving businesses too
1personal-lines specialists

Tulsa, OK market figures computed from public licensing records as of 2026. “Records” reflect each agency’s earliest entry in the licensing file — see how we source data.

Auto coverage to consider

  • Liability (state-required)
  • Personal injury protection / medical payments
  • Collision
  • Comprehensive
  • Uninsured / underinsured motorist
  • Towing & rental reimbursement

Coverage needs vary. A licensed agent will help you decide what applies — we don't provide quotes or advice.

On the road in Tulsa

Auto coverage follows the drivers and vehicles in a household. Here is what Tulsa households look like.

92%of households have a vehicle
172,909households
413,794residents
$59,838median household income

Source: U.S. Census Bureau, American Community Survey 5-year estimates (2020-2024), for Tulsa.

Disaster history in Tulsa County

Federal disaster declarations are public FEMA records of the events that have hit Tulsa County hardest. They're useful context when deciding which coverages and limits matter here.

23federal disaster declarations since 2000
Severe Stormmost common declared peril (9x)
2023most recent: Severe Storm

Source: FEMA public records (disaster declarations), county-level figures for Tulsa County.

Insurance agency records in Tulsa

39 businesses listed from public licensing records. Preferred Agencies are clearly labeled and shown first; other listings are alphabetical. Listings are not endorsements.

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

Broad license categories; specific offerings and independence need confirmation.

In records since 2014 · NPN 17344425 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

Broad license categories; specific offerings and independence need confirmation.

In records since 2022 · NPN 7861498 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

Broad license categories; specific offerings and independence need confirmation.

In records since 2014 · NPN 10182404 · public licensing record

HomeownersAutoRentersCondo / co-opCommercial

Broad license categories; specific offerings and independence need confirmation.

In records since 2022 · NPN 14169976 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

Broad license categories; specific offerings and independence need confirmation.

In records since 2022 · NPN 20302465 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

Broad license categories; specific offerings and independence need confirmation.

In records since 2025 · NPN 18495327 · public licensing record

Source: Public licensing records: Texas DOI (Socrata) + Florida DFS bulk file; Iowa open data (CC-BY 4.0) for contact enrichment.

Other coverage in Tulsa

Agencies in this market may also help with related lines that have local licensing depth.

Auto in nearby markets in Tulsa County

Browse nearby markets with enough listed agencies to support a local auto page.

Frequently asked questions

How many independent agencies can help with auto insurance in Tulsa, OK?

Public licensing records list 39 insurance agencies in Tulsa, Oklahoma with broad licensing qualifications relevant to this category, within Tulsa County. A broad license does not confirm that an agency offers this specialty or represents multiple insurers. Confirm both directly with the agency.

Can I compare auto insurance with agencies near Tulsa?

Yes. You can request quotes in Tulsa, or browse Owasso, Broken Arrow to compare independent agencies in nearby markets in Tulsa County.

What happens after I request auto insurance quotes in Tulsa?

Tell us what you need once. We match your request with one licensed independent agency serving Tulsa. We are not an insurance agency and we do not sell your information into a bidding marketplace.

What does “full coverage” really mean?

There's no single "full coverage" policy — it usually means liability plus collision and comprehensive. An agent can explain which coverages fit your vehicle and budget.

What happens if my coverage lapses?

Many states penalize insurance lapses on registered vehicles, including registration suspension and fees. If you're switching carriers, an agent can line up effective dates so there's no gap.

Tell us what you need once.

We'll match you with one independent agency serving Tulsa. Your information is never sold or blasted to a list.

Find Independent Insurance is operated by Relay and is not an insurance agency, broker, or carrier. We do not provide quotes, insurance advice, or coverage recommendations, and we do not guarantee coverage or price. Licensed independent agencies handle quotes, advice, and policy placement.