Auto insurance in Warwick, RI

Every state requires liability coverage to register a vehicle, but minimums and rules differ.

7independent agencies listed
4with 20+ year records
7serving businesses too

Warwick, RI market figures computed from public licensing records as of 2026. “Records” reflect each agency’s earliest entry in the licensing file — see how we source data.

Auto coverage to consider

  • Liability (state-required)
  • Personal injury protection / medical payments
  • Collision
  • Comprehensive
  • Uninsured / underinsured motorist
  • Towing & rental reimbursement

Coverage needs vary. A licensed agent will help you decide what applies — we don't provide quotes or advice.

On the road in Warwick

Auto coverage follows the drivers and vehicles in a household. Here is what Warwick households look like.

95%of households have a vehicle
36,055households
83,175residents
$88,708median household income

Source: U.S. Census Bureau, American Community Survey 5-year estimates (2020-2024), for Warwick.

Disaster history in Kent County

Federal disaster declarations are public FEMA records of the events that have hit Kent County hardest. They're useful context when deciding which coverages and limits matter here.

14federal disaster declarations since 2000
Severe Stormmost common declared peril (6x)
2024most recent: Severe Storm and Flooding

Source: FEMA public records (disaster declarations), county-level figures for Kent County.

Independent agencies in Warwick

7 businesses listed from public licensing records. Preferred Agencies are clearly labeled and shown first; other listings are alphabetical. Listings are not endorsements.

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2017 · NPN 18241769 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2003 · NPN 1632627 · public licensing record

HomeownersAutoRentersCondo / co-opCommercial

In records since 2003 · NPN 662531 · public licensing record

HomeownersAutoRentersCondo / co-opCommercial

In records since 2014 · NPN 3117400 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2005 · NPN 5119217 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2003 · NPN 957244 · public licensing record

Source: Public licensing records: Texas DOI (Socrata) + Florida DFS bulk file; Iowa open data (CC-BY 4.0) for contact enrichment.

Other coverage in Warwick

Agencies in this market may also help with related lines that have local licensing depth.

Auto in other Rhode Island markets

Browse nearby markets with enough listed agencies to support a local auto page.

Frequently asked questions

How many independent agencies can help with auto insurance in Warwick, RI?

Public licensing records list 7 independent agencies in Warwick, Rhode Island with qualifications that match auto insurance, within Kent County. Listings are public-record based and are not endorsements.

Can I compare auto insurance with agencies near Warwick?

Yes. You can request quotes in Warwick, or browse North Kingstown, Providence, Cranston to compare independent agencies in other Rhode Island markets.

What happens after I request auto insurance quotes in Warwick?

Tell us what you need once. We show who may contact you, then connect you with a licensed independent agency serving Warwick. We are not an insurance agency and we do not sell your information into a bidding marketplace.

What does “full coverage” really mean?

There's no single "full coverage" policy — it usually means liability plus collision and comprehensive. An agent can explain which coverages fit your vehicle and budget.

What happens if my coverage lapses?

Many states penalize insurance lapses on registered vehicles, including registration suspension and fees. If you're switching carriers, an agent can line up effective dates so there's no gap.

Tell us what you need once.

We'll connect you with an independent agency serving Warwick, and you'll always know who may contact you.

Find Independent Insurance is operated by Relay and is not an insurance agency, broker, or carrier. We do not provide quotes, insurance advice, or coverage recommendations, and we do not guarantee coverage or price. Licensed independent agencies handle quotes, advice, and policy placement.