Auto insurance in Livingston, TX

Every state requires liability coverage to register a vehicle, but minimums and rules differ.

9independent agencies listed
1with 20+ year records
9serving businesses too

Livingston, TX market figures computed from public licensing records as of 2026. “Records” reflect each agency’s earliest entry in the licensing file — see how we source data.

Auto coverage to consider

  • Liability (state-required)
  • Personal injury protection / medical payments
  • Collision
  • Comprehensive
  • Uninsured / underinsured motorist
  • Towing & rental reimbursement

Coverage needs vary. A licensed agent will help you decide what applies — we don't provide quotes or advice.

On the road in Livingston

Auto coverage follows the drivers and vehicles in a household. Here is what Livingston households look like.

92%of households have a vehicle
2,419households
5,718residents
$48,841median household income

Source: U.S. Census Bureau, American Community Survey 5-year estimates (2020-2024), for Livingston.

Disaster history in Polk County

Federal disaster declarations are public FEMA records of the events that have hit Polk County hardest. They're useful context when deciding which coverages and limits matter here.

18federal disaster declarations since 2000
Hurricanemost common declared peril (9x)
2024most recent: Flood

Source: FEMA public records (disaster declarations), county-level figures for Polk County.

Independent agencies in Livingston

9 businesses listed from public licensing records. Preferred Agencies are clearly labeled and shown first; other listings are alphabetical. Listings are not endorsements.

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2019 · NPN 19376368 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2018 · NPN 18685329 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2009 · NPN 13388507 · public licensing record

Drew L Sheffield Inc

Livingston, TX

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2023 · NPN 21016799 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2025 · NPN 21485833 · public licensing record

HomeownersAutoRentersCondo / co-opCommercial

In records since 2015 · NPN 17805415 · public licensing record

Source: Public licensing records: Texas DOI (Socrata) + Florida DFS bulk file; Iowa open data (CC-BY 4.0) for contact enrichment.

Other coverage in Livingston

Agencies in this market may also help with related lines that have local licensing depth.

Auto in nearby markets in Polk County

Browse nearby markets with enough listed agencies to support a local auto page.

Frequently asked questions

How many independent agencies can help with auto insurance in Livingston, TX?

Public licensing records list 9 independent agencies in Livingston, Texas with qualifications that match auto insurance, within Polk County. Listings are public-record based and are not endorsements.

Can I compare auto insurance with agencies near Livingston?

Yes. You can request quotes in Livingston, or browse Corrigan to compare independent agencies in nearby markets in Polk County.

What happens after I request auto insurance quotes in Livingston?

Tell us what you need once. We show who may contact you, then connect you with a licensed independent agency serving Livingston. We are not an insurance agency and we do not sell your information into a bidding marketplace.

What does “full coverage” really mean?

There's no single "full coverage" policy — it usually means liability plus collision and comprehensive. An agent can explain which coverages fit your vehicle and budget.

What happens if my coverage lapses?

Many states penalize insurance lapses on registered vehicles, including registration suspension and fees. If you're switching carriers, an agent can line up effective dates so there's no gap.

Tell us what you need once.

We'll connect you with an independent agency serving Livingston, and you'll always know who may contact you.

Find Independent Insurance is operated by Relay and is not an insurance agency, broker, or carrier. We do not provide quotes, insurance advice, or coverage recommendations, and we do not guarantee coverage or price. Licensed independent agencies handle quotes, advice, and policy placement.