Auto insurance in Sulphur Springs, TX

Every state requires liability coverage to register a vehicle, but minimums and rules differ.

12independent agencies listed
3with 20+ year records
12serving businesses too

Sulphur Springs, TX market figures computed from public licensing records as of 2026. “Records” reflect each agency’s earliest entry in the licensing file — see how we source data.

Auto coverage to consider

  • Liability (state-required)
  • Personal injury protection / medical payments
  • Collision
  • Comprehensive
  • Uninsured / underinsured motorist
  • Towing & rental reimbursement

Coverage needs vary. A licensed agent will help you decide what applies — we don't provide quotes or advice.

On the road in Sulphur Springs

Auto coverage follows the drivers and vehicles in a household. Here is what Sulphur Springs households look like.

94%of households have a vehicle
6,118households
16,401residents
$62,397median household income

Source: U.S. Census Bureau, American Community Survey 5-year estimates (2020-2024), for Sulphur Springs.

Disaster history in Hopkins County

Federal disaster declarations are public FEMA records of the events that have hit Hopkins County hardest. They're useful context when deciding which coverages and limits matter here.

15federal disaster declarations since 2000
Hurricanemost common declared peril (4x)
2024most recent: Flood

Source: FEMA public records (disaster declarations), county-level figures for Hopkins County.

Independent agencies in Sulphur Springs

12 businesses listed from public licensing records. Preferred Agencies are clearly labeled and shown first; other listings are alphabetical. Listings are not endorsements.

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2000 · NPN 5110851 · public licensing record

Berning Insurance Group Inc

Sulphur Springs, TX

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2005 · NPN 8621826 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2024 · NPN 21127525 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2009 · NPN 15310035 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2019 · NPN 19238917 · public licensing record

Galyean Insurance Agency Inc

Sulphur Springs, TX

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 1985 · NPN 1335290 · public licensing record

Source: Public licensing records: Texas DOI (Socrata) + Florida DFS bulk file; Iowa open data (CC-BY 4.0) for contact enrichment.

Other coverage in Sulphur Springs

Agencies in this market may also help with related lines that have local licensing depth.

Auto in other Texas markets

Browse nearby markets with enough listed agencies to support a local auto page.

Frequently asked questions

How many independent agencies can help with auto insurance in Sulphur Springs, TX?

Public licensing records list 12 independent agencies in Sulphur Springs, Texas with qualifications that match auto insurance, within Hopkins County. Listings are public-record based and are not endorsements.

Can I compare auto insurance with agencies near Sulphur Springs?

Yes. You can request quotes in Sulphur Springs, or browse Houston, Dallas, San Antonio to compare independent agencies in other Texas markets.

What happens after I request auto insurance quotes in Sulphur Springs?

Tell us what you need once. We show who may contact you, then connect you with a licensed independent agency serving Sulphur Springs. We are not an insurance agency and we do not sell your information into a bidding marketplace.

What does “full coverage” really mean?

There's no single "full coverage" policy — it usually means liability plus collision and comprehensive. An agent can explain which coverages fit your vehicle and budget.

What happens if my coverage lapses?

Many states penalize insurance lapses on registered vehicles, including registration suspension and fees. If you're switching carriers, an agent can line up effective dates so there's no gap.

Tell us what you need once.

We'll connect you with an independent agency serving Sulphur Springs, and you'll always know who may contact you.

Find Independent Insurance is operated by Relay and is not an insurance agency, broker, or carrier. We do not provide quotes, insurance advice, or coverage recommendations, and we do not guarantee coverage or price. Licensed independent agencies handle quotes, advice, and policy placement.