Auto insurance in Universal City, TX

Every state requires liability coverage to register a vehicle, but minimums and rules differ.

4independent agencies listed
1with 20+ year records
2serving businesses too
2personal-lines specialists

Universal City, TX market figures computed from public licensing records as of 2026. “Records” reflect each agency’s earliest entry in the licensing file — see how we source data.

Auto coverage to consider

  • Liability (state-required)
  • Personal injury protection / medical payments
  • Collision
  • Comprehensive
  • Uninsured / underinsured motorist
  • Towing & rental reimbursement

Coverage needs vary. A licensed agent will help you decide what applies — we don't provide quotes or advice.

On the road in Universal City

Auto coverage follows the drivers and vehicles in a household. Here is what Universal City households look like.

98%of households have a vehicle
8,175households
20,189residents
$74,811median household income

Source: U.S. Census Bureau, American Community Survey 5-year estimates (2020-2024), for Universal City.

Disaster history in Bexar County

Federal disaster declarations are public FEMA records of the events that have hit Bexar County hardest. They're useful context when deciding which coverages and limits matter here.

21federal disaster declarations since 2000
Hurricanemost common declared peril (11x)
2025most recent: Duke Fire

Source: FEMA public records (disaster declarations), county-level figures for Bexar County.

Independent agencies in Universal City

4 businesses listed from public licensing records. Preferred Agencies are clearly labeled and shown first; other listings are alphabetical. Listings are not endorsements.

Policypro, Inc.

Universal City, TX

Unclaimed
HomeownersAutoRentersCondo / co-op

In records since 2013 · NPN 17022836 · public licensing record

Rbfcu Insurance Agency LLC

Universal City, TX

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2006 · NPN 8767195 · public licensing record

Shobe Investments LLC

Universal City, TX

Unclaimed
HomeownersAutoRentersCondo / co-op

In records since 2020 · NPN 19614026 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2022 · NPN 20535393 · public licensing record

Source: Public licensing records: Texas DOI (Socrata) + Florida DFS bulk file; Iowa open data (CC-BY 4.0) for contact enrichment.

Other coverage in Universal City

Agencies in this market may also help with related lines that have local licensing depth.

Auto in nearby markets in Bexar County

Browse nearby markets with enough listed agencies to support a local auto page.

Frequently asked questions

How many independent agencies can help with auto insurance in Universal City, TX?

Public licensing records list 4 independent agencies in Universal City, Texas with qualifications that match auto insurance, within Bexar County. Listings are public-record based and are not endorsements.

Can I compare auto insurance with agencies near Universal City?

Yes. You can request quotes in Universal City, or browse San Antonio, Helotes, Schertz to compare independent agencies in nearby markets in Bexar County.

What happens after I request auto insurance quotes in Universal City?

Tell us what you need once. We show who may contact you, then connect you with a licensed independent agency serving Universal City. We are not an insurance agency and we do not sell your information into a bidding marketplace.

What does “full coverage” really mean?

There's no single "full coverage" policy — it usually means liability plus collision and comprehensive. An agent can explain which coverages fit your vehicle and budget.

What happens if my coverage lapses?

Many states penalize insurance lapses on registered vehicles, including registration suspension and fees. If you're switching carriers, an agent can line up effective dates so there's no gap.

Tell us what you need once.

We'll connect you with an independent agency serving Universal City, and you'll always know who may contact you.

Find Independent Insurance is operated by Relay and is not an insurance agency, broker, or carrier. We do not provide quotes, insurance advice, or coverage recommendations, and we do not guarantee coverage or price. Licensed independent agencies handle quotes, advice, and policy placement.