Auto insurance in Wichita Falls, TX

Every state requires liability coverage to register a vehicle, but minimums and rules differ.

18independent agencies listed
3with 20+ year records
18serving businesses too

Wichita Falls, TX market figures computed from public licensing records as of 2026. “Records” reflect each agency’s earliest entry in the licensing file — see how we source data.

Auto coverage to consider

  • Liability (state-required)
  • Personal injury protection / medical payments
  • Collision
  • Comprehensive
  • Uninsured / underinsured motorist
  • Towing & rental reimbursement

Coverage needs vary. A licensed agent will help you decide what applies — we don't provide quotes or advice.

On the road in Wichita Falls

Auto coverage follows the drivers and vehicles in a household. Here is what Wichita Falls households look like.

93%of households have a vehicle
38,169households
102,581residents
$60,177median household income

Source: U.S. Census Bureau, American Community Survey 5-year estimates (2020-2024), for Wichita Falls.

Disaster history in Wichita County

Federal disaster declarations are public FEMA records of the events that have hit Wichita County hardest. They're useful context when deciding which coverages and limits matter here.

14federal disaster declarations since 2000
Firemost common declared peril (7x)
2021most recent: Severe Winter Storm

Source: FEMA public records (disaster declarations), county-level figures for Wichita County.

Independent agencies in Wichita Falls

18 businesses listed from public licensing records. Preferred Agencies are clearly labeled and shown first; other listings are alphabetical. Listings are not endorsements.

HomeownersAutoRentersCondo / co-opCommercial

In records since 2010 · NPN 16470166 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 1987 · NPN 3195899 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2020 · NPN 19392581 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2024 · NPN 21270459 · public licensing record

Holub Insurance Agency

Wichita Falls, TX

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 1989 · NPN 5110338 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2016 · NPN 18252711 · public licensing record

Source: Public licensing records: Texas DOI (Socrata) + Florida DFS bulk file; Iowa open data (CC-BY 4.0) for contact enrichment.

Other coverage in Wichita Falls

Agencies in this market may also help with related lines that have local licensing depth.

Auto in nearby markets in Wichita County

Browse nearby markets with enough listed agencies to support a local auto page.

Frequently asked questions

How many independent agencies can help with auto insurance in Wichita Falls, TX?

Public licensing records list 18 independent agencies in Wichita Falls, Texas with qualifications that match auto insurance, within Wichita County. Listings are public-record based and are not endorsements.

Can I compare auto insurance with agencies near Wichita Falls?

Yes. You can request quotes in Wichita Falls, or browse Burkburnett to compare independent agencies in nearby markets in Wichita County.

What happens after I request auto insurance quotes in Wichita Falls?

Tell us what you need once. We show who may contact you, then connect you with a licensed independent agency serving Wichita Falls. We are not an insurance agency and we do not sell your information into a bidding marketplace.

What does “full coverage” really mean?

There's no single "full coverage" policy — it usually means liability plus collision and comprehensive. An agent can explain which coverages fit your vehicle and budget.

What happens if my coverage lapses?

Many states penalize insurance lapses on registered vehicles, including registration suspension and fees. If you're switching carriers, an agent can line up effective dates so there's no gap.

Tell us what you need once.

We'll connect you with an independent agency serving Wichita Falls, and you'll always know who may contact you.

Find Independent Insurance is operated by Relay and is not an insurance agency, broker, or carrier. We do not provide quotes, insurance advice, or coverage recommendations, and we do not guarantee coverage or price. Licensed independent agencies handle quotes, advice, and policy placement.