Auto repair insurance in Palm Coast, FL

Repair shops are responsible for customers' vehicles as well as their own operations — which is why garage liability and garagekeepers coverage exist.

2agency records listed
2with broad P&C qualifications

Palm Coast, FL market figures computed from public licensing records as of 2026-06-10. “Records” reflect each agency’s earliest entry in the licensing file — see how we source data.

Auto repair coverage to consider

  • Garage liability
  • Garagekeepers (customers' vehicles)
  • Commercial property & equipment
  • Workers' compensation
  • Business auto
  • Tools & equipment coverage

Coverage needs vary. A licensed agent will help you decide what applies — we don't provide quotes or advice.

The Palm Coast customer base

Business coverage conversations start with who you serve. These figures sketch the households behind local demand in Palm Coast.

98,258residents
39,807households
$77,350median household income
$350,800median home value

Source: U.S. Census Bureau, American Community Survey 5-year estimates (2020-2024), for Palm Coast.

Disaster history in Flagler County

Federal disaster declarations are public FEMA records of the events that have hit Flagler County hardest. They're useful context when deciding which coverages and limits matter here.

29federal disaster declarations since 2000
Hurricanemost common declared peril (18x)
2024most recent: Tropical Storm Debby

Source: FEMA public records (disaster declarations), county-level figures for Flagler County.

Insurance agency records in Palm Coast

2 businesses listed from public licensing records. Preferred Agencies are clearly labeled and shown first; other listings are alphabetical. Listings are not endorsements.

Unclaimed

License categories: Property & casualty, Agency License (FL). Confirm services with the agency.

In records since 2019 · NPN 19174083 · Public licensing record

Tilton & Unger Inc

Palm Coast, FL

Unclaimed

License categories: Property & casualty, Agency License (FL). Confirm services with the agency.

In records since 2012 · NPN 8794258 · Public licensing record

Source: Public licensing records: Texas DOI (Socrata) + Florida DFS bulk file; Iowa open data (CC-BY 4.0) for contact enrichment.

Auto repair in other Florida markets

Browse nearby markets with enough listed agencies to support a local auto repair page.

Frequently asked questions

How many independent agencies can help with auto repair insurance in Palm Coast, FL?

Public licensing records list 2 insurance agencies in Palm Coast, Florida with broad licensing qualifications relevant to this category, within Flagler County. A broad license does not confirm that an agency offers this specialty or represents multiple insurers. Confirm both directly with the agency.

Can I compare auto repair insurance with agencies near Palm Coast?

Yes. You can request quotes in Palm Coast, or browse Miami, Tampa, Orlando to compare independent agencies in other Florida markets.

What happens after I request auto repair insurance quotes in Palm Coast?

Tell us what you need once. We match your request with one licensed independent agency serving Palm Coast. We are not an insurance agency and we do not sell your information into a bidding marketplace.

What is garagekeepers coverage?

It covers damage to customers' vehicles in your care, custody, or control — on the lot, on the lift, or during a test drive. Limits and bases vary by carrier.

Are test drives covered?

Garage liability is built for operations like test drives, but terms matter. An agent can confirm how a carrier treats them.

Tell us what you need once.

We'll match you with one independent agency serving Palm Coast. Your information is never sold or blasted to a list.

Find Independent Insurance is operated by Relay and is not an insurance agency, broker, or carrier. We do not provide quotes, insurance advice, or coverage recommendations, and we do not guarantee coverage or price. Licensed independent agencies handle quotes, advice, and policy placement.