Auto repair shops insurance in Stillwater, OK

Repair shops are responsible for customers' vehicles as well as their own operations — which is why garage liability and garagekeepers coverage exist.

9independent agencies listed
1with 20+ year records
9serving businesses too

Stillwater, OK market figures computed from public licensing records as of 2026. “Records” reflect each agency’s earliest entry in the licensing file — see how we source data.

Auto repair coverage to consider

  • Garage liability
  • Garagekeepers (customers' vehicles)
  • Commercial property & equipment
  • Workers' compensation
  • Business auto
  • Tools & equipment coverage

Coverage needs vary. A licensed agent will help you decide what applies — we don't provide quotes or advice.

The Stillwater customer base

Business coverage conversations start with who you serve. These figures sketch the households behind local demand in Stillwater.

49,269residents
19,654households
$43,700median household income
$237,200median home value

Source: U.S. Census Bureau, American Community Survey 5-year estimates (2020-2024), for Stillwater.

Disaster history in Payne County

Federal disaster declarations are public FEMA records of the events that have hit Payne County hardest. They're useful context when deciding which coverages and limits matter here.

27federal disaster declarations since 2000
Firemost common declared peril (10x)
2025most recent: Underwood Fire

Source: FEMA public records (disaster declarations), county-level figures for Payne County.

Independent agencies in Stillwater

9 businesses listed from public licensing records. Preferred Agencies are clearly labeled and shown first; other listings are alphabetical. Listings are not endorsements.

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2016 · NPN 16895529 · public licensing record

J. K. Meadors & Co

Stillwater, OK

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2005 · NPN 7977218 · public licensing record

HomeownersAutoRentersCondo / co-opCommercial

In records since 2025 · NPN 17512053 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2011 · NPN 721469 · public licensing record

Phoenix 1948, LLC

Stillwater, OK

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2025 · NPN 20320681 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2025 · NPN 17199662 · public licensing record

Source: Public licensing records: Texas DOI (Socrata) + Florida DFS bulk file; Iowa open data (CC-BY 4.0) for contact enrichment.

Frequently asked questions

How many independent agencies can help with auto repair shops insurance in Stillwater, OK?

Public licensing records list 9 independent agencies in Stillwater, Oklahoma with qualifications that match auto repair shops insurance, within Payne County. Listings are public-record based and are not endorsements.

Can I compare auto repair shops insurance with agencies near Stillwater?

Yes. You can request quotes in Stillwater, or browse Oklahoma City, Tulsa, Edmond to compare independent agencies in other Oklahoma markets.

What happens after I request auto repair shops insurance quotes in Stillwater?

Tell us what you need once. We show who may contact you, then connect you with a licensed independent agency serving Stillwater. We are not an insurance agency and we do not sell your information into a bidding marketplace.

What is garagekeepers coverage?

It covers damage to customers' vehicles in your care, custody, or control — on the lot, on the lift, or during a test drive. Limits and bases vary by carrier.

Are test drives covered?

Garage liability is built for operations like test drives, but terms matter. An agent can confirm how a carrier treats them.

Tell us what you need once.

We'll connect you with an independent agency serving Stillwater, and you'll always know who may contact you.

Find Independent Insurance is operated by Relay and is not an insurance agency, broker, or carrier. We do not provide quotes, insurance advice, or coverage recommendations, and we do not guarantee coverage or price. Licensed independent agencies handle quotes, advice, and policy placement.