Auto repair insurance in Franklin, TX

Repair shops are responsible for customers' vehicles as well as their own operations — which is why garage liability and garagekeepers coverage exist.

3independent agencies listed
3serving businesses too

Franklin, TX market figures computed from public licensing records as of 2026. “Records” reflect each agency’s earliest entry in the licensing file — see how we source data.

Auto repair coverage to consider

  • Garage liability
  • Garagekeepers (customers' vehicles)
  • Commercial property & equipment
  • Workers' compensation
  • Business auto
  • Tools & equipment coverage

Coverage needs vary. A licensed agent will help you decide what applies — we don't provide quotes or advice.

The Franklin customer base

Business coverage conversations start with who you serve. These figures sketch the households behind local demand in Franklin.

1,530residents
548households
$54,265median household income
$168,800median home value

Source: U.S. Census Bureau, American Community Survey 5-year estimates (2020-2024), for Franklin.

Disaster history in Robertson County

Federal disaster declarations are public FEMA records of the events that have hit Robertson County hardest. They're useful context when deciding which coverages and limits matter here.

12federal disaster declarations since 2000
Hurricanemost common declared peril (5x)
2024most recent: Flood

Source: FEMA public records (disaster declarations), county-level figures for Robertson County.

Insurance agency records in Franklin

3 businesses listed from public licensing records. Preferred Agencies are clearly labeled and shown first; other listings are alphabetical. Listings are not endorsements.

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

Broad license categories; specific offerings and independence need confirmation.

In records since 2023 · NPN 20777475 · public licensing record

HomeownersAutoRentersCondo / co-opCommercial

Broad license categories; specific offerings and independence need confirmation.

In records since 2026 · NPN 22190736 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

Broad license categories; specific offerings and independence need confirmation.

In records since 2018 · NPN 18929581 · public licensing record

Source: Public licensing records: Texas DOI (Socrata) + Florida DFS bulk file; Iowa open data (CC-BY 4.0) for contact enrichment.

Frequently asked questions

How many independent agencies can help with auto repair insurance in Franklin, TX?

Public licensing records list 3 insurance agencies in Franklin, Texas with broad licensing qualifications relevant to this category, within Robertson County. A broad license does not confirm that an agency offers this specialty or represents multiple insurers. Confirm both directly with the agency.

Can I compare auto repair insurance with agencies near Franklin?

Yes. You can request quotes in Franklin, or browse Houston, Dallas, San Antonio to compare independent agencies in other Texas markets.

What happens after I request auto repair insurance quotes in Franklin?

Tell us what you need once. We match your request with one licensed independent agency serving Franklin. We are not an insurance agency and we do not sell your information into a bidding marketplace.

What is garagekeepers coverage?

It covers damage to customers' vehicles in your care, custody, or control — on the lot, on the lift, or during a test drive. Limits and bases vary by carrier.

Are test drives covered?

Garage liability is built for operations like test drives, but terms matter. An agent can confirm how a carrier treats them.

Tell us what you need once.

We'll match you with one independent agency serving Franklin. Your information is never sold or blasted to a list.

Find Independent Insurance is operated by Relay and is not an insurance agency, broker, or carrier. We do not provide quotes, insurance advice, or coverage recommendations, and we do not guarantee coverage or price. Licensed independent agencies handle quotes, advice, and policy placement.