Cleaning businesses insurance in Germantown, MD

Commercial and residential cleaning businesses work inside client properties, which raises liability and bonding needs. An independent agency can find carriers that write janitorial risks.

4independent agencies listed
1with 20+ year records
4serving businesses too

Germantown, MD market figures computed from public licensing records as of 2026. “Records” reflect each agency’s earliest entry in the licensing file — see how we source data.

Cleaning coverage to consider

  • General liability
  • Janitorial / surety bond
  • Workers' compensation
  • Commercial auto
  • Lost key coverage
  • Business owner's policy (BOP)

Coverage needs vary. A licensed agent will help you decide what applies — we don't provide quotes or advice.

Independent agencies in Germantown

4 businesses listed from public licensing records, shown alphabetically. Listings are not endorsements.

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2019 · NPN 8894562 · public licensing record

C Insurance LLC

Germantown, MD

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2019 · NPN 15822166 · public licensing record

Klinger & Assoc Inc

Germantown, MD

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2014 · NPN 3001578 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2006 · NPN 964426 · public licensing record

Source: Public licensing records: Texas DOI (Socrata) + Florida DFS bulk file; Iowa open data (CC-BY 4.0) for contact enrichment.

Frequently asked questions

What is a janitorial bond and do I need one?

A janitorial (surety) bond protects clients against theft by employees. Many commercial clients require it before you start work.

Are my employees covered while working in client homes?

General liability and workers' compensation address different exposures. An agent can confirm you have both where required.

Do I need commercial auto for a personal vehicle?

If staff drive between jobs for work, personal auto may not respond to a claim. An agent can review whether commercial auto applies.

Tell us what you need once.

We'll route your request to an independent agency serving Germantown — and you'll always know who may contact you.

Find Independent Insurance is operated by Relay and is not an insurance agency, broker, or carrier. We do not provide quotes, insurance advice, or coverage recommendations, and we do not guarantee coverage or price. Licensed independent agencies handle quotes, advice, and policy placement.