Cleaning businesses insurance in Oak Ridge, TN
Commercial and residential cleaning businesses work inside client properties, which raises liability and bonding needs. An independent agency can find carriers that write janitorial risks.
Oak Ridge, TN market figures computed from public licensing records as of 2026. “Records” reflect each agency’s earliest entry in the licensing file — see how we source data.
Cleaning coverage to consider
- General liability
- Janitorial / surety bond
- Workers' compensation
- Commercial auto
- Lost key coverage
- Business owner's policy (BOP)
Coverage needs vary. A licensed agent will help you decide what applies — we don't provide quotes or advice.
Independent agencies in Oak Ridge
11 businesses listed from public licensing records, shown alphabetically. Listings are not endorsements.
Oak Ridge, TN
In records since 2021 · NPN 19897035 · public licensing record
Oak Ridge, TN
In records since 2006 · NPN 3893743 · public licensing record
Oak Ridge, TN
In records since 2026 · NPN 22183131 · public licensing record
Oak Ridge, TN
In records since 2009 · NPN 13705551 · public licensing record
Oak Ridge, TN
In records since 2017 · NPN 17527682 · public licensing record
Oak Ridge, TN
In records since 2015 · NPN 17545168 · public licensing record
Source: Public licensing records: Texas DOI (Socrata) + Florida DFS bulk file; Iowa open data (CC-BY 4.0) for contact enrichment.
Frequently asked questions
What is a janitorial bond and do I need one?
A janitorial (surety) bond protects clients against theft by employees. Many commercial clients require it before you start work.
Are my employees covered while working in client homes?
General liability and workers' compensation address different exposures. An agent can confirm you have both where required.
Do I need commercial auto for a personal vehicle?
If staff drive between jobs for work, personal auto may not respond to a claim. An agent can review whether commercial auto applies.
Tell us what you need once.
We'll route your request to an independent agency serving Oak Ridge — and you'll always know who may contact you.
Find Independent Insurance is operated by Relay and is not an insurance agency, broker, or carrier. We do not provide quotes, insurance advice, or coverage recommendations, and we do not guarantee coverage or price. Licensed independent agencies handle quotes, advice, and policy placement.