Condo & co-op insurance in Highland Park, IL

Condos and co-ops split responsibility between the building's master policy and your own walls-in coverage.

4independent agencies listed
1with 20+ year records
3serving businesses too

Highland Park, IL market figures computed from public licensing records as of 2026. “Records” reflect each agency’s earliest entry in the licensing file — see how we source data.

Condo / co-op coverage to consider

  • Interior / walls-in coverage (HO-6)
  • Personal property
  • Personal liability
  • Loss assessment
  • Improvements & betterments
  • Water backup (where offered)

Coverage needs vary. A licensed agent will help you decide what applies — we don't provide quotes or advice.

Homes in Highland Park

Dwelling coverage follows what it would cost to rebuild locally, not the listing price. Housing facts for Highland Park give that conversation a starting point.

$607,300median home value
84%of homes owner-occupied
11,787households
30,398residents

Source: U.S. Census Bureau, American Community Survey 5-year estimates (2020-2024), for Highland Park.

Disaster history in Lake County

Federal disaster declarations are public FEMA records of the events that have hit Lake County hardest. They're useful context when deciding which coverages and limits matter here.

7federal disaster declarations since 2000
Snowstormmost common declared peril (3x)
2013most recent: Flood

Source: FEMA public records (disaster declarations), county-level figures for Lake County.

Insurance agency records in Highland Park

4 businesses listed from public licensing records. Preferred Agencies are clearly labeled and shown first; other listings are alphabetical. Listings are not endorsements.

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

Broad license categories; specific offerings and independence need confirmation.

In records since 2018 · NPN 15715618 · public licensing record

HomeownersAutoRentersCondo / co-op

Broad license categories; specific offerings and independence need confirmation.

In records since 2018 · NPN 2099824 · public licensing record

The JW Agency LLC

Highland Park, IL

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

Broad license categories; specific offerings and independence need confirmation.

In records since 2019 · NPN 19244431 · public licensing record

Wenk Insurance Agency Inc

Highland Park, IL

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

Broad license categories; specific offerings and independence need confirmation.

In records since 2005 · NPN 958052 · public licensing record

Source: Public licensing records: Texas DOI (Socrata) + Florida DFS bulk file; Iowa open data (CC-BY 4.0) for contact enrichment.

Other coverage in Highland Park

Agencies in this market may also help with related lines that have local licensing depth.

Condo / co-op in nearby markets in Lake County

Browse nearby markets with enough listed agencies to support a local condo / co-op page.

Frequently asked questions

How many independent agencies can help with condo & co-op insurance in Highland Park, IL?

Public licensing records list 4 insurance agencies in Highland Park, Illinois with broad licensing qualifications relevant to this category, within Lake County. A broad license does not confirm that an agency offers this specialty or represents multiple insurers. Confirm both directly with the agency.

Can I compare condo & co-op insurance with agencies near Highland Park?

Yes. You can request quotes in Highland Park, or browse Deerfield, Lake Zurich, Lake Forest to compare independent agencies in nearby markets in Lake County.

What happens after I request condo & co-op insurance quotes in Highland Park?

Tell us what you need once. We match your request with one licensed independent agency serving Highland Park. We are not an insurance agency and we do not sell your information into a bidding marketplace.

What does the building's master policy cover vs. mine?

Master policies vary — some cover units to the original walls, some less. An agent can read your building's docs and set your walls-in coverage to match.

Is co-op insurance different from condo insurance?

The personal policy is similar, but co-op proprietary leases and house rules can add requirements. Independent agents handle both regularly.

Tell us what you need once.

We'll match you with one independent agency serving Highland Park. Your information is never sold or blasted to a list.

Find Independent Insurance is operated by Relay and is not an insurance agency, broker, or carrier. We do not provide quotes, insurance advice, or coverage recommendations, and we do not guarantee coverage or price. Licensed independent agencies handle quotes, advice, and policy placement.