Condo & co-op insurance in Kentucky.

111 independent agencies are licensed to write condo & co-op insurance across Kentucky, with the most listings in Louisville, Lexington, Bowling Green. Independent agents aren’t tied to one carrier — they compare unit coverage from multiple companies to fit your situation.

111agencies writing condo / co-op
41communities
51with 20+ year records

What condo & co-op insurance can cover

  • Interior / walls-in coverage (HO-6)
  • Personal property
  • Personal liability
  • Loss assessment
  • Improvements & betterments
  • Water backup (where offered)

Coverage needs vary. A licensed agent will help you decide what applies — we don't provide quotes or advice.

Frequently asked questions

How many independent condo / co-op agencies are in Kentucky?

Public licensing records list 111 independent agencies licensed to write condo & co-op insurance across Kentucky, in 41 communities. 51 Kentucky agencies have records going back 20 or more years.

How do I get condo & co-op insurance quotes in Kentucky?

Tell us what you need once and we route your request to a licensed independent agency that serves your area in Kentucky. You'll see who may contact you before you submit — and we never sell your information.

What does the building's master policy cover vs. mine?

Master policies vary — some cover units to the original walls, some less. An agent can read your building's docs and set your walls-in coverage to match.

Find Independent Insurance is operated by Relay and is not an insurance agency, broker, or carrier. We do not provide quotes, insurance advice, or coverage recommendations, and we do not guarantee coverage or price. Licensed independent agencies handle quotes, advice, and policy placement.