Condo & co-op insurance in Sulphur, LA

Condos and co-ops split responsibility between the building's master policy and your own walls-in coverage.

2independent agencies listed
2serving businesses too

Sulphur, LA market figures computed from public licensing records as of 2026. “Records” reflect each agency’s earliest entry in the licensing file — see how we source data.

Condo / co-op coverage to consider

  • Interior / walls-in coverage (HO-6)
  • Personal property
  • Personal liability
  • Loss assessment
  • Improvements & betterments
  • Water backup (where offered)

Coverage needs vary. A licensed agent will help you decide what applies — we don't provide quotes or advice.

Homes in Sulphur

Dwelling coverage follows what it would cost to rebuild locally, not the listing price. Housing facts for Sulphur give that conversation a starting point.

$182,900median home value
75%of homes owner-occupied
8,234households
20,775residents

Source: U.S. Census Bureau, American Community Survey 5-year estimates (2020-2024), for Sulphur.

Disaster history in Calcasieu Parish

Federal disaster declarations are public FEMA records of the events that have hit Calcasieu Parish hardest. They're useful context when deciding which coverages and limits matter here.

31federal disaster declarations since 2000
Hurricanemost common declared peril (21x)
2026most recent: Severe Winter Storm

Source: FEMA public records (disaster declarations), county-level figures for Calcasieu Parish.

Independent agencies in Sulphur

2 businesses listed from public licensing records. Preferred Agencies are clearly labeled and shown first; other listings are alphabetical. Listings are not endorsements.

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2014 · NPN 8988904 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2011 · NPN 7524788 · public licensing record

Source: Public licensing records: Texas DOI (Socrata) + Florida DFS bulk file; Iowa open data (CC-BY 4.0) for contact enrichment.

Condo / co-op in nearby markets in Calcasieu Parish

Browse nearby markets with enough listed agencies to support a local condo / co-op page.

Frequently asked questions

How many independent agencies can help with condo & co-op insurance in Sulphur, LA?

Public licensing records list 2 independent agencies in Sulphur, Louisiana with qualifications that match condo & co-op insurance, within Calcasieu Parish. Listings are public-record based and are not endorsements.

Can I compare condo & co-op insurance with agencies near Sulphur?

Yes. You can request quotes in Sulphur, or browse Lake Charles to compare independent agencies in nearby markets in Calcasieu Parish.

What happens after I request condo & co-op insurance quotes in Sulphur?

Tell us what you need once. We show who may contact you, then connect you with a licensed independent agency serving Sulphur. We are not an insurance agency and we do not sell your information into a bidding marketplace.

What does the building's master policy cover vs. mine?

Master policies vary — some cover units to the original walls, some less. An agent can read your building's docs and set your walls-in coverage to match.

Is co-op insurance different from condo insurance?

The personal policy is similar, but co-op proprietary leases and house rules can add requirements. Independent agents handle both regularly.

Tell us what you need once.

We'll connect you with an independent agency serving Sulphur, and you'll always know who may contact you.

Find Independent Insurance is operated by Relay and is not an insurance agency, broker, or carrier. We do not provide quotes, insurance advice, or coverage recommendations, and we do not guarantee coverage or price. Licensed independent agencies handle quotes, advice, and policy placement.