Condo & co-op insurance in Lakeville, MN

Condos and co-ops split responsibility between the building's master policy and your own walls-in coverage.

4independent agencies listed
4serving businesses too

Lakeville, MN market figures computed from public licensing records as of 2026. “Records” reflect each agency’s earliest entry in the licensing file — see how we source data.

Condo / co-op coverage to consider

  • Interior / walls-in coverage (HO-6)
  • Personal property
  • Personal liability
  • Loss assessment
  • Improvements & betterments
  • Water backup (where offered)

Coverage needs vary. A licensed agent will help you decide what applies — we don't provide quotes or advice.

Homes in Lakeville

Dwelling coverage follows what it would cost to rebuild locally, not the listing price. Housing facts for Lakeville give that conversation a starting point.

$452,500median home value
88%of homes owner-occupied
25,685households
74,354residents

Source: U.S. Census Bureau, American Community Survey 5-year estimates (2020-2024), for Lakeville.

Disaster history in Dakota County

Federal disaster declarations are public FEMA records of the events that have hit Dakota County hardest. They're useful context when deciding which coverages and limits matter here.

5federal disaster declarations since 2000
Floodmost common declared peril (2x)
2012most recent: Severe Storms and Flooding

Source: FEMA public records (disaster declarations), county-level figures for Dakota County.

Independent agencies in Lakeville

4 businesses listed from public licensing records. Preferred Agencies are clearly labeled and shown first; other listings are alphabetical. Listings are not endorsements.

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2007 · NPN 2109065 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2007 · NPN 663183 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2021 · NPN 19428177 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2022 · NPN 17262007 · public licensing record

Source: Public licensing records: Texas DOI (Socrata) + Florida DFS bulk file; Iowa open data (CC-BY 4.0) for contact enrichment.

Other coverage in Lakeville

Agencies in this market may also help with related lines that have local licensing depth.

Condo / co-op in nearby markets in Dakota County

Browse nearby markets with enough listed agencies to support a local condo / co-op page.

Frequently asked questions

How many independent agencies can help with condo & co-op insurance in Lakeville, MN?

Public licensing records list 4 independent agencies in Lakeville, Minnesota with qualifications that match condo & co-op insurance, within Dakota County. Listings are public-record based and are not endorsements.

Can I compare condo & co-op insurance with agencies near Lakeville?

Yes. You can request quotes in Lakeville, or browse Burnsville, Apple Valley to compare independent agencies in nearby markets in Dakota County.

What happens after I request condo & co-op insurance quotes in Lakeville?

Tell us what you need once. We show who may contact you, then connect you with a licensed independent agency serving Lakeville. We are not an insurance agency and we do not sell your information into a bidding marketplace.

What does the building's master policy cover vs. mine?

Master policies vary — some cover units to the original walls, some less. An agent can read your building's docs and set your walls-in coverage to match.

Is co-op insurance different from condo insurance?

The personal policy is similar, but co-op proprietary leases and house rules can add requirements. Independent agents handle both regularly.

Tell us what you need once.

We'll connect you with an independent agency serving Lakeville, and you'll always know who may contact you.

Find Independent Insurance is operated by Relay and is not an insurance agency, broker, or carrier. We do not provide quotes, insurance advice, or coverage recommendations, and we do not guarantee coverage or price. Licensed independent agencies handle quotes, advice, and policy placement.