Condo & co-op insurance in Edison, NJ

Condos and co-ops split responsibility between the building's master policy and your own walls-in coverage.

4independent agencies listed
1with 20+ year records
4serving businesses too

Edison, NJ market figures computed from public licensing records as of 2026. “Records” reflect each agency’s earliest entry in the licensing file — see how we source data.

Condo / co-op coverage to consider

  • Interior / walls-in coverage (HO-6)
  • Personal property
  • Personal liability
  • Loss assessment
  • Improvements & betterments
  • Water backup (where offered)

Coverage needs vary. A licensed agent will help you decide what applies — we don't provide quotes or advice.

Homes in Middlesex County

Dwelling coverage follows what it would cost to rebuild locally, not the listing price. Housing facts for Middlesex County give that conversation a starting point.

$462,900median home value
64%of homes owner-occupied
307,782households
871,290residents

Source: U.S. Census Bureau, American Community Survey 5-year estimates (2020-2024), for Middlesex County. The Census Bureau doesn't publish place-level estimates for Edison, so figures cover the county.

Disaster history in Middlesex County

Federal disaster declarations are public FEMA records of the events that have hit Middlesex County hardest. They're useful context when deciding which coverages and limits matter here.

14federal disaster declarations since 2000
Hurricanemost common declared peril (7x)
2021most recent: Remnants of Hurricane Ida

Source: FEMA public records (disaster declarations), county-level figures for Middlesex County.

Independent agencies in Edison

4 businesses listed from public licensing records. Preferred Agencies are clearly labeled and shown first; other listings are alphabetical. Listings are not endorsements.

HomeownersAutoRentersCondo / co-opCommercial

In records since 2025 · NPN 9656692 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2020 · NPN 19507870 · public licensing record

HomeownersAutoRentersCondo / co-opCommercial

In records since 2006 · NPN 1990273 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2023 · NPN 20311328 · public licensing record

Source: Public licensing records: Texas DOI (Socrata) + Florida DFS bulk file; Iowa open data (CC-BY 4.0) for contact enrichment.

Other coverage in Edison

Agencies in this market may also help with related lines that have local licensing depth.

Condo / co-op in nearby markets in Middlesex County

Browse nearby markets with enough listed agencies to support a local condo / co-op page.

Frequently asked questions

How many independent agencies can help with condo & co-op insurance in Edison, NJ?

Public licensing records list 4 independent agencies in Edison, New Jersey with qualifications that match condo & co-op insurance, within Middlesex County. Listings are public-record based and are not endorsements.

Can I compare condo & co-op insurance with agencies near Edison?

Yes. You can request quotes in Edison, or browse Iselin, Cranbury, Metuchen to compare independent agencies in nearby markets in Middlesex County.

What happens after I request condo & co-op insurance quotes in Edison?

Tell us what you need once. We show who may contact you, then connect you with a licensed independent agency serving Edison. We are not an insurance agency and we do not sell your information into a bidding marketplace.

What does the building's master policy cover vs. mine?

Master policies vary — some cover units to the original walls, some less. An agent can read your building's docs and set your walls-in coverage to match.

Is co-op insurance different from condo insurance?

The personal policy is similar, but co-op proprietary leases and house rules can add requirements. Independent agents handle both regularly.

Tell us what you need once.

We'll connect you with an independent agency serving Edison, and you'll always know who may contact you.

Find Independent Insurance is operated by Relay and is not an insurance agency, broker, or carrier. We do not provide quotes, insurance advice, or coverage recommendations, and we do not guarantee coverage or price. Licensed independent agencies handle quotes, advice, and policy placement.