Condo & co-op insurance in Duncan, OK

Condos and co-ops split responsibility between the building's master policy and your own walls-in coverage.

6independent agencies listed
1with 20+ year records
6serving businesses too

Duncan, OK market figures computed from public licensing records as of 2026. “Records” reflect each agency’s earliest entry in the licensing file — see how we source data.

Condo / co-op coverage to consider

  • Interior / walls-in coverage (HO-6)
  • Personal property
  • Personal liability
  • Loss assessment
  • Improvements & betterments
  • Water backup (where offered)

Coverage needs vary. A licensed agent will help you decide what applies — we don't provide quotes or advice.

Homes in Duncan

Dwelling coverage follows what it would cost to rebuild locally, not the listing price. Housing facts for Duncan give that conversation a starting point.

$131,500median home value
68%of homes owner-occupied
9,492households
22,958residents

Source: U.S. Census Bureau, American Community Survey 5-year estimates (2020-2024), for Duncan.

Disaster history in Stephens County

Federal disaster declarations are public FEMA records of the events that have hit Stephens County hardest. They're useful context when deciding which coverages and limits matter here.

28federal disaster declarations since 2000
Severe Stormmost common declared peril (13x)
2025most recent: Severe Storm

Source: FEMA public records (disaster declarations), county-level figures for Stephens County.

Independent agencies in Duncan

6 businesses listed from public licensing records. Preferred Agencies are clearly labeled and shown first; other listings are alphabetical. Listings are not endorsements.

HomeownersAutoRentersCondo / co-opCommercial

In records since 2022 · NPN 20138095 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2026 · NPN 22108664 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2022 · NPN 20401939 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2006 · NPN 7909250 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2019 · NPN 13912706 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2010 · NPN 7828281 · public licensing record

Source: Public licensing records: Texas DOI (Socrata) + Florida DFS bulk file; Iowa open data (CC-BY 4.0) for contact enrichment.

Other coverage in Duncan

Agencies in this market may also help with related lines that have local licensing depth.

Condo / co-op in other Oklahoma markets

Browse nearby markets with enough listed agencies to support a local condo / co-op page.

Frequently asked questions

How many independent agencies can help with condo & co-op insurance in Duncan, OK?

Public licensing records list 6 independent agencies in Duncan, Oklahoma with qualifications that match condo & co-op insurance, within Stephens County. Listings are public-record based and are not endorsements.

Can I compare condo & co-op insurance with agencies near Duncan?

Yes. You can request quotes in Duncan, or browse Oklahoma City, Tulsa, Edmond to compare independent agencies in other Oklahoma markets.

What happens after I request condo & co-op insurance quotes in Duncan?

Tell us what you need once. We show who may contact you, then connect you with a licensed independent agency serving Duncan. We are not an insurance agency and we do not sell your information into a bidding marketplace.

What does the building's master policy cover vs. mine?

Master policies vary — some cover units to the original walls, some less. An agent can read your building's docs and set your walls-in coverage to match.

Is co-op insurance different from condo insurance?

The personal policy is similar, but co-op proprietary leases and house rules can add requirements. Independent agents handle both regularly.

Tell us what you need once.

We'll connect you with an independent agency serving Duncan, and you'll always know who may contact you.

Find Independent Insurance is operated by Relay and is not an insurance agency, broker, or carrier. We do not provide quotes, insurance advice, or coverage recommendations, and we do not guarantee coverage or price. Licensed independent agencies handle quotes, advice, and policy placement.