Condo & co-op insurance in Odem, TX

Condos and co-ops split responsibility between the building's master policy and your own walls-in coverage.

1independent agency listed
1with 20+ year records
1serving businesses too

Odem, TX market figures computed from public licensing records as of 2026. “Records” reflect each agency’s earliest entry in the licensing file — see how we source data.

Condo / co-op coverage to consider

  • Interior / walls-in coverage (HO-6)
  • Personal property
  • Personal liability
  • Loss assessment
  • Improvements & betterments
  • Water backup (where offered)

Coverage needs vary. A licensed agent will help you decide what applies — we don't provide quotes or advice.

Homes in Odem

Dwelling coverage follows what it would cost to rebuild locally, not the listing price. Housing facts for Odem give that conversation a starting point.

$89,400median home value
71%of homes owner-occupied
759households
2,102residents

Source: U.S. Census Bureau, American Community Survey 5-year estimates (2020-2024), for Odem.

Disaster history in San Patricio County

Federal disaster declarations are public FEMA records of the events that have hit San Patricio County hardest. They're useful context when deciding which coverages and limits matter here.

23federal disaster declarations since 2000
Hurricanemost common declared peril (14x)
2025most recent: Welder Fire

Source: FEMA public records (disaster declarations), county-level figures for San Patricio County.

Independent agencies in Odem

1 business listed from public licensing records. Preferred Agencies are clearly labeled and shown first; other listings are alphabetical. Listings are not endorsements.

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2004 · NPN 8049891 · public licensing record

Source: Public licensing records: Texas DOI (Socrata) + Florida DFS bulk file; Iowa open data (CC-BY 4.0) for contact enrichment.

Condo / co-op in nearby markets in San Patricio County

Browse nearby markets with enough listed agencies to support a local condo / co-op page.

Frequently asked questions

How many independent agencies can help with condo & co-op insurance in Odem, TX?

Public licensing records list 1 independent agency in Odem, Texas with qualifications that match condo & co-op insurance, within San Patricio County. Listings are public-record based and are not endorsements.

Can I compare condo & co-op insurance with agencies near Odem?

Yes. You can request quotes in Odem, or browse Portland, Sinton to compare independent agencies in nearby markets in San Patricio County.

What happens after I request condo & co-op insurance quotes in Odem?

Tell us what you need once. We show who may contact you, then connect you with a licensed independent agency serving Odem. We are not an insurance agency and we do not sell your information into a bidding marketplace.

What does the building's master policy cover vs. mine?

Master policies vary — some cover units to the original walls, some less. An agent can read your building's docs and set your walls-in coverage to match.

Is co-op insurance different from condo insurance?

The personal policy is similar, but co-op proprietary leases and house rules can add requirements. Independent agents handle both regularly.

Tell us what you need once.

We'll connect you with an independent agency serving Odem, and you'll always know who may contact you.

Find Independent Insurance is operated by Relay and is not an insurance agency, broker, or carrier. We do not provide quotes, insurance advice, or coverage recommendations, and we do not guarantee coverage or price. Licensed independent agencies handle quotes, advice, and policy placement.