Condo & co-op insurance in Plano, TX

Condos and co-ops split responsibility between the building's master policy and your own walls-in coverage.

197independent agencies listed
33with 20+ year records
193serving businesses too
3personal-lines specialists

Plano, TX market figures computed from public licensing records as of 2026. “Records” reflect each agency’s earliest entry in the licensing file — see how we source data.

Condo / co-op coverage to consider

  • Interior / walls-in coverage (HO-6)
  • Personal property
  • Personal liability
  • Loss assessment
  • Improvements & betterments
  • Water backup (where offered)

Coverage needs vary. A licensed agent will help you decide what applies — we don't provide quotes or advice.

Homes in Plano

Dwelling coverage follows what it would cost to rebuild locally, not the listing price. Housing facts for Plano give that conversation a starting point.

$465,900median home value
57%of homes owner-occupied
112,438households
290,594residents

Source: U.S. Census Bureau, American Community Survey 5-year estimates (2020-2024), for Plano.

Disaster history in Collin County

Federal disaster declarations are public FEMA records of the events that have hit Collin County hardest. They're useful context when deciding which coverages and limits matter here.

11federal disaster declarations since 2000
Hurricanemost common declared peril (5x)
2024most recent: Flood

Source: FEMA public records (disaster declarations), county-level figures for Collin County.

Insurance agency records in Plano

197 businesses listed from public licensing records. Preferred Agencies are clearly labeled and shown first; other listings are alphabetical. Listings are not endorsements.

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

Broad license categories; specific offerings and independence need confirmation.

In records since 1984 · NPN 5110713 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

Broad license categories; specific offerings and independence need confirmation.

In records since 2024 · NPN 21297601 · public licensing record

HomeownersAutoRentersCondo / co-opCommercial

Broad license categories; specific offerings and independence need confirmation.

In records since 2015 · NPN 17764909 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

Broad license categories; specific offerings and independence need confirmation.

In records since 2019 · NPN 19046313 · public licensing record

HomeownersAutoRentersCondo / co-opCommercial

Broad license categories; specific offerings and independence need confirmation.

In records since 2016 · NPN 18057511 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

Broad license categories; specific offerings and independence need confirmation.

In records since 2016 · NPN 18237834 · public licensing record

Source: Public licensing records: Texas DOI (Socrata) + Florida DFS bulk file; Iowa open data (CC-BY 4.0) for contact enrichment.

Other coverage in Plano

Agencies in this market may also help with related lines that have local licensing depth.

Condo / co-op in nearby markets in Collin County

Browse nearby markets with enough listed agencies to support a local condo / co-op page.

Frequently asked questions

How many independent agencies can help with condo & co-op insurance in Plano, TX?

Public licensing records list 197 insurance agencies in Plano, Texas with broad licensing qualifications relevant to this category, within Collin County. A broad license does not confirm that an agency offers this specialty or represents multiple insurers. Confirm both directly with the agency.

Can I compare condo & co-op insurance with agencies near Plano?

Yes. You can request quotes in Plano, or browse Frisco, Mckinney, Allen to compare independent agencies in nearby markets in Collin County.

What happens after I request condo & co-op insurance quotes in Plano?

Tell us what you need once. We match your request with one licensed independent agency serving Plano. We are not an insurance agency and we do not sell your information into a bidding marketplace.

What does the building's master policy cover vs. mine?

Master policies vary — some cover units to the original walls, some less. An agent can read your building's docs and set your walls-in coverage to match.

Is co-op insurance different from condo insurance?

The personal policy is similar, but co-op proprietary leases and house rules can add requirements. Independent agents handle both regularly.

Tell us what you need once.

We'll match you with one independent agency serving Plano. Your information is never sold or blasted to a list.

Find Independent Insurance is operated by Relay and is not an insurance agency, broker, or carrier. We do not provide quotes, insurance advice, or coverage recommendations, and we do not guarantee coverage or price. Licensed independent agencies handle quotes, advice, and policy placement.