Condo & co-op insurance in Rio Grande City, TX

Condos and co-ops split responsibility between the building's master policy and your own walls-in coverage.

13independent agencies listed
13serving businesses too

Rio Grande City, TX market figures computed from public licensing records as of 2026. “Records” reflect each agency’s earliest entry in the licensing file — see how we source data.

Condo / co-op coverage to consider

  • Interior / walls-in coverage (HO-6)
  • Personal property
  • Personal liability
  • Loss assessment
  • Improvements & betterments
  • Water backup (where offered)

Coverage needs vary. A licensed agent will help you decide what applies — we don't provide quotes or advice.

Homes in Rio Grande City

Dwelling coverage follows what it would cost to rebuild locally, not the listing price. Housing facts for Rio Grande City give that conversation a starting point.

$113,200median home value
69%of homes owner-occupied
4,525households
15,396residents

Source: U.S. Census Bureau, American Community Survey 5-year estimates (2020-2024), for Rio Grande City.

Disaster history in Starr County

Federal disaster declarations are public FEMA records of the events that have hit Starr County hardest. They're useful context when deciding which coverages and limits matter here.

16federal disaster declarations since 2000
Hurricanemost common declared peril (9x)
2025most recent: Severe Storms and Flooding

Source: FEMA public records (disaster declarations), county-level figures for Starr County.

Independent agencies in Rio Grande City

13 businesses listed from public licensing records. Preferred Agencies are clearly labeled and shown first; other listings are alphabetical. Listings are not endorsements.

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2018 · NPN 18834619 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2025 · NPN 21746258 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2023 · NPN 20650493 · public licensing record

Garza Insurance Services LLC

Rio Grande City, TX

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2026 · NPN 22180732 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2021 · NPN 19761390 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2017 · NPN 18480810 · public licensing record

Source: Public licensing records: Texas DOI (Socrata) + Florida DFS bulk file; Iowa open data (CC-BY 4.0) for contact enrichment.

Other coverage in Rio Grande City

Agencies in this market may also help with related lines that have local licensing depth.

Condo / co-op in nearby markets in Starr County

Browse nearby markets with enough listed agencies to support a local condo / co-op page.

Frequently asked questions

How many independent agencies can help with condo & co-op insurance in Rio Grande City, TX?

Public licensing records list 13 independent agencies in Rio Grande City, Texas with qualifications that match condo & co-op insurance, within Starr County. Listings are public-record based and are not endorsements.

Can I compare condo & co-op insurance with agencies near Rio Grande City?

Yes. You can request quotes in Rio Grande City, or browse Roma to compare independent agencies in nearby markets in Starr County.

What happens after I request condo & co-op insurance quotes in Rio Grande City?

Tell us what you need once. We show who may contact you, then connect you with a licensed independent agency serving Rio Grande City. We are not an insurance agency and we do not sell your information into a bidding marketplace.

What does the building's master policy cover vs. mine?

Master policies vary — some cover units to the original walls, some less. An agent can read your building's docs and set your walls-in coverage to match.

Is co-op insurance different from condo insurance?

The personal policy is similar, but co-op proprietary leases and house rules can add requirements. Independent agents handle both regularly.

Tell us what you need once.

We'll connect you with an independent agency serving Rio Grande City, and you'll always know who may contact you.

Find Independent Insurance is operated by Relay and is not an insurance agency, broker, or carrier. We do not provide quotes, insurance advice, or coverage recommendations, and we do not guarantee coverage or price. Licensed independent agencies handle quotes, advice, and policy placement.