Condo & co-op insurance in Seabrook, TX

Condos and co-ops split responsibility between the building's master policy and your own walls-in coverage.

7agency records listed
1with 20+ year records
7with broad P&C qualifications

Seabrook, TX market figures computed from public licensing records as of 2026-06-10. “Records” reflect each agency’s earliest entry in the licensing file — see how we source data.

Condo / co-op coverage to consider

  • Interior / walls-in coverage (HO-6)
  • Personal property
  • Personal liability
  • Loss assessment
  • Improvements & betterments
  • Water backup (where offered)

Coverage needs vary. A licensed agent will help you decide what applies — we don't provide quotes or advice.

Homes in Seabrook

Dwelling coverage follows what it would cost to rebuild locally, not the listing price. Housing facts for Seabrook give that conversation a starting point.

$350,000median home value
66%of homes owner-occupied
5,981households
13,768residents

Source: U.S. Census Bureau, American Community Survey 5-year estimates (2020-2024), for Seabrook.

Disaster history in Harris County

Federal disaster declarations are public FEMA records of the events that have hit Harris County hardest. They're useful context when deciding which coverages and limits matter here.

24federal disaster declarations since 2000
Hurricanemost common declared peril (11x)
2024most recent: Flood

Source: FEMA public records (disaster declarations), county-level figures for Harris County.

Insurance agency records in Seabrook

7 businesses listed from public licensing records. Preferred Agencies are clearly labeled and shown first; other listings are alphabetical. Listings are not endorsements.

Unclaimed

License categories: Property & casualty. Confirm services with the agency.

In records since 2023 · NPN 20664329 · Public licensing record

Epic Benefits LLC

Seabrook, TX

Unclaimed

License categories: Property & casualty. Confirm services with the agency.

In records since 2018 · NPN 18859156 · Public licensing record

Unclaimed

License categories: Property & casualty. Confirm services with the agency.

In records since 2021 · NPN 20130020 · Public licensing record

Hocon Inc

Seabrook, TX

Unclaimed

License categories: Property & casualty, Agency License (FL). Confirm services with the agency.

In records since 1995 · NPN 1336141 · Public licensing record

License categories: Property & casualty. Confirm services with the agency.

In records since 2010 · NPN 15641602 · Public licensing record

Unclaimed

License categories: Property & casualty. Confirm services with the agency.

In records since 2017 · NPN 18406411 · Public licensing record

Source: Public licensing records: Texas DOI (Socrata) + Florida DFS bulk file; Iowa open data (CC-BY 4.0) for contact enrichment.

Other coverage in Seabrook

Agencies in this market may also help with related lines that have local licensing depth.

Condo / co-op in nearby markets in Harris County

Browse nearby markets with enough listed agencies to support a local condo / co-op page.

Frequently asked questions

How many independent agencies can help with condo & co-op insurance in Seabrook, TX?

Public licensing records list 7 insurance agencies in Seabrook, Texas with broad licensing qualifications relevant to this category, within Harris County. A broad license does not confirm that an agency offers this specialty or represents multiple insurers. Confirm both directly with the agency.

Can I compare condo & co-op insurance with agencies near Seabrook?

Yes. You can request quotes in Seabrook, or browse Houston, Katy, Spring to compare independent agencies in nearby markets in Harris County.

What happens after I request condo & co-op insurance quotes in Seabrook?

Tell us what you need once. We match your request with one licensed independent agency serving Seabrook. We are not an insurance agency and we do not sell your information into a bidding marketplace.

What does the building's master policy cover vs. mine?

Master policies vary — some cover units to the original walls, some less. An agent can read your building's docs and set your walls-in coverage to match.

Is co-op insurance different from condo insurance?

The personal policy is similar, but co-op proprietary leases and house rules can add requirements. Independent agents handle both regularly.

Tell us what you need once.

We'll match you with one independent agency serving Seabrook. Your information is never sold or blasted to a list.

Find Independent Insurance is operated by Relay and is not an insurance agency, broker, or carrier. We do not provide quotes, insurance advice, or coverage recommendations, and we do not guarantee coverage or price. Licensed independent agencies handle quotes, advice, and policy placement.