Contractor insurance in Lafayette, LA

Contractors face licensing, certificate-of-insurance, and workers' compensation requirements that vary by state and project.

25agency records listed
1with 20+ year records
25with broad P&C qualifications

Lafayette, LA market figures computed from public licensing records as of 2026-06-10. “Records” reflect each agency’s earliest entry in the licensing file — see how we source data.

Contractors coverage to consider

  • General liability
  • Workers' compensation
  • Commercial auto
  • Tools & equipment (inland marine)
  • Surety & license bonds
  • Umbrella / excess liability

Coverage needs vary. A licensed agent will help you decide what applies — we don't provide quotes or advice.

The Lafayette customer base

Business coverage conversations start with who you serve. These figures sketch the households behind local demand in Lafayette.

121,715residents
52,966households
$61,915median household income
$257,000median home value

Source: U.S. Census Bureau, American Community Survey 5-year estimates (2020-2024), for Lafayette.

Disaster history in Lafayette Parish

Federal disaster declarations are public FEMA records of the events that have hit Lafayette Parish hardest. They're useful context when deciding which coverages and limits matter here.

30federal disaster declarations since 2000
Hurricanemost common declared peril (20x)
2026most recent: Severe Winter Storm

Source: FEMA public records (disaster declarations), county-level figures for Lafayette Parish.

Insurance agency records in Lafayette

25 businesses listed from public licensing records. Preferred Agencies are clearly labeled and shown first; other listings are alphabetical. Listings are not endorsements.

Unclaimed

License categories: Property & casualty. Confirm services with the agency.

In records since 2024 · NPN 17635058 · Public licensing record

Unclaimed

License categories: Property & casualty, Agency License (FL). Confirm services with the agency.

In records since 2005 · NPN 4771076 · Public licensing record

Unclaimed

License categories: Property & casualty. Confirm services with the agency.

In records since 2022 · NPN 20213614 · Public licensing record

License categories: Property & casualty. Confirm services with the agency.

In records since 2024 · NPN 20097669 · Public licensing record

Unclaimed

License categories: Property & casualty, Agency License (FL). Confirm services with the agency.

In records since 2022 · NPN 16885252 · Public licensing record

Epic Change, LLC

Lafayette, LA

Unclaimed

License categories: Property & casualty. Confirm services with the agency.

In records since 2019 · NPN 18547447 · Public licensing record

Source: Public licensing records: Texas DOI (Socrata) + Florida DFS bulk file; Iowa open data (CC-BY 4.0) for contact enrichment.

Frequently asked questions

How many independent agencies can help with contractor insurance in Lafayette, LA?

Public licensing records list 25 insurance agencies in Lafayette, Louisiana with broad licensing qualifications relevant to this category, within Lafayette Parish. A broad license does not confirm that an agency offers this specialty or represents multiple insurers. Confirm both directly with the agency.

Can I compare contractor insurance with agencies near Lafayette?

Yes. You can request quotes in Lafayette, or browse Baton Rouge, Shreveport, Metairie to compare independent agencies in other Louisiana markets.

What happens after I request contractor insurance quotes in Lafayette?

Tell us what you need once. We match your request with one licensed independent agency serving Lafayette. We are not an insurance agency and we do not sell your information into a bidding marketplace.

Do I need workers' compensation if I'm a sole proprietor?

States have specific rules for sole proprietors and subcontractors. A licensed agent can review whether you need coverage or an exemption based on how your business is set up and where you operate.

Can an agency issue certificates of insurance quickly?

Most independent agencies issue certificates of insurance (COIs) for general contractors and project owners. Ask about turnaround time when an agency contacts you.

Tell us what you need once.

We'll match you with one independent agency serving Lafayette. Your information is never sold or blasted to a list.

Find Independent Insurance is operated by Relay and is not an insurance agency, broker, or carrier. We do not provide quotes, insurance advice, or coverage recommendations, and we do not guarantee coverage or price. Licensed independent agencies handle quotes, advice, and policy placement.