Contractor insurance in New Jersey.
379 independent agencies are licensed to write contractor insurance across New Jersey, with the most listings in Lakewood, Morristown, Jersey City. An independent agent compares contracting business coverage from multiple carriers to fit your coverage and budget, not just one company’s rate.
What contractor insurance can cover
- General liability
- Workers' compensation
- Commercial auto
- Tools & equipment (inland marine)
- Surety & license bonds
- Umbrella / excess liability
Coverage needs vary. A licensed agent will help you decide what applies — we don't provide quotes or advice.
Contractors agencies across New Jersey.
The New Jersey communities with the most contractors listings. Pick yours to see local agencies.
All New Jersey communities for contractor insurance
176 communities have at least one agency with relevant broad licensing qualifications. Browse them all:
Frequently asked questions
How many independent contractors agencies are in New Jersey?
Public licensing records list 379 independent agencies licensed to write contractor insurance across New Jersey, in 176 communities. 229 New Jersey agencies have records going back 20 or more years.
How do I get contractor insurance quotes in New Jersey?
Tell us what you need once and we match you with one licensed independent agency that serves your area in New Jersey. We never sell your information or blast it to a list.
Do I need workers' compensation if I'm a sole proprietor?
States have specific rules for sole proprietors and subcontractors. A licensed agent can review whether you need coverage or an exemption based on how your business is set up and where you operate.
Other lines in New Jersey.
Find Independent Insurance is operated by Relay and is not an insurance agency, broker, or carrier. We do not provide quotes, insurance advice, or coverage recommendations, and we do not guarantee coverage or price. Licensed independent agencies handle quotes, advice, and policy placement.