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New Jersey

Contractors insurance in New Jersey.

379 independent agencies are licensed to write contractors insurance across New Jersey, with the most listings in Lakewood, Morristown, Jersey City. An independent agent compares contracting businesscoverage from multiple carriers to fit your coverage and budget, not just one company’s rate.

Request quotesAll New Jersey agencies
379agencies writing contractors
176communities
229with 20+ year records

What contractors insurance can cover

  • General liability
  • Workers' compensation
  • Commercial auto
  • Tools & equipment (inland marine)
  • Surety & license bonds
  • Umbrella / excess liability

Coverage needs vary. A licensed agent will help you decide what applies — we don't provide quotes or advice.

Where to look

Contractors agencies across New Jersey.

The New Jersey communities with the most contractors listings. Pick yours to see local agencies.

Lakewood14 agenciesMorristown14 agenciesJersey City12 agenciesCherry Hill8 agenciesMahwah8 agenciesFairfield7 agenciesEnglewood Cliffs6 agenciesParamus6 agenciesCedar Knolls5 agenciesChester5 agenciesEnglewood5 agenciesFlorham Park5 agenciesIselin5 agenciesMarlton5 agenciesPrinceton5 agenciesRidgefield Park5 agenciesSummit5 agenciesEdison4 agencies
Every community

All New Jersey communities for contractors insurance

176 communities have at least one independent agency licensed for contractors insurance. Browse them all:

Augusta (1)Basking Ridge (3)Bayonne (1)Bedminster (1)Bergenfield (1)Berkeley Heights (2)Berkley Heights (1)Berlin (1)Bloomfield (2)Branchburg (2)Branchville (1)Brick (1)Bridgewater (1)Broadway (1)Burlington (2)Caldwell (1)Camden (3)Carteret (2)Cedar Knolls (5)Chatham (3)Cherry Hill (8)Chester (5)Chesterfield (1)Clark (3)Cliffside Park (1)Clifton (3)Cranbury (3)Cranford (3)Denville (2)Deptford (1)East Brunswick (1)Eatontown (3)Edison (4)Elizabeth (1)Englewood (5)Englewood Cliffs (6)Ewing (1)Fair Haven (1)Fair Lawn (2)Fairfield (7)Fairview (1)Fanwood (1)Flemington (3)Florham Park (5)Fords (1)Fort Lee (4)Franklin Lakes (2)Freehold (2)Galloway (1)Garfield (1)Glen Rock (2)Hackensack (2)Hackettstown (1)Haddonfield (1)Hamilton (2)Hamilton Square (1)Hampton (1)Haskell (1)Hoboken (2)Holmdel (1)Hopatcong (1)Howell (3)Howell Township (1)Iselin (5)Jackson (2)Jamesburg (1)Jersey City (12)Kearny (3)Kenilworth (1)Lakewood (14)Lawrenceville (1)Liberty Corner (2)Linden (1)Linwood (1)Little Falls (2)Livingston (4)Long Beach Township (1)Lyndhurst (2)Madison (1)Mahwah (8)Manalapan (3)Manasquan (2)Maple Shade (2)Marlboro (1)Marlton (5)Marmora (1)Matawan (2)Medford (2)Mendham (1)Mercerville (1)Metuchen (3)Middletown (2)Millstone Township (1)Millstone Twp (1)Millville (1)Monmouth Junction (1)Montclair (2)Montvale (4)Montville (1)Morris Plains (2)Morristown (14)Mount Laurel (1)Mountain Lakes (1)Mullica Hill (1)Murray Hill (1)Newark (2)Newton (1)North Bergen (1)North Brunswick (1)Northfield (1)Nutley (2)Oceanport (1)Old Bridge (1)Old Tappan (1)Oradell (1)Paramus (6)Park Ridge (1)Parsippany (3)Passaic (1)Paterson (1)Phillipsburg (1)Piscataway (1)Pittstown (1)Princeton (5)Princeton Junction (1)Ramsey (1)Randolph (2)Raritan (1)Red Bank (3)Ridgefield Park (5)Ridgewood (1)Riverdale (1)Riverton (2)Rochelle Park (1)Rockaway (1)Roseland (2)Rumson (2)Rutherford (1)Saddle Brook (2)Secaucus (3)Sewell (1)Short Hills (2)Shrewsbury (2)Somerset (2)Somerville (2)South Plainfield (2)Springfield (2)Summit (5)Teaneck (4)Tinton Falls (2)Toms River (2)Totowa (1)Township Of Washington (1)Trenton (2)Turnersville (1)Union (2)Union City (1)Upper Montclair (1)Upper Saddle (1)Verona (1)Wall (1)Wall Township (1)Warren (1)Wayne (1)Weehawken (1)West Berlin (1)West Caldwell (3)West Orange (3)West Windsor (1)Westfield (4)Westwood (1)Wharton (2)Whippany (4)Wildwood (1)Windsor (1)Woodcliff Lake (2)

Frequently asked questions

How many independent contractors agencies are in New Jersey?

Public licensing records list 379 independent agencies licensed to write contractors insurance across New Jersey, in 176 communities. 229 New Jersey agencies have records going back 20 or more years.

How do I get contractors insurance quotes in New Jersey?

Tell us what you need once and we connect you with a licensed independent agency that serves your area in New Jersey. You'll see who may contact you before you submit, and we never sell your information.

Do I need workers' compensation if I'm a sole proprietor?

States have specific rules for sole proprietors and subcontractors. A licensed agent can review whether you need coverage or an exemption based on how your business is set up and where you operate.

More coverage

Other lines in New Jersey.

RestaurantsLandscapersCleaningLandlordsRetailProfessionalSalonsAuto repairDaycares
Contractors insurance in other states

Find Independent Insurance is operated by Relay and is not an insurance agency, broker, or carrier. We do not provide quotes, insurance advice, or coverage recommendations, and we do not guarantee coverage or price. Licensed independent agencies handle quotes, advice, and policy placement.