Contractors insurance in Rhode Island.
37 independent agencies are licensed to write contractors insurance across Rhode Island, with the most listings in North Kingstown, Providence, Warwick. Independent agents aren’t tied to one carrier — they compare contracting business coverage from multiple companies to fit your situation.
What contractors insurance can cover
- General liability
- Workers' compensation
- Commercial auto
- Tools & equipment (inland marine)
- Surety & license bonds
- Umbrella / excess liability
Coverage needs vary. A licensed agent will help you decide what applies — we don't provide quotes or advice.
Contractors agencies across Rhode Island.
The Rhode Island communities with the most contractors listings. Pick yours to see local agencies.
Frequently asked questions
How many independent contractors agencies are in Rhode Island?
Public licensing records list 37 independent agencies licensed to write contractors insurance across Rhode Island, in 13 communities. 17 Rhode Island agencies have records going back 20 or more years.
How do I get contractors insurance quotes in Rhode Island?
Tell us what you need once and we route your request to a licensed independent agency that serves your area in Rhode Island. You'll see who may contact you before you submit — and we never sell your information.
Do I need workers' compensation if I'm a sole proprietor?
States have specific rules for sole proprietors and subcontractors. A licensed agent can review whether you need coverage or an exemption based on how your business is set up and where you operate.
Other lines in Rhode Island.
Find Independent Insurance is operated by Relay and is not an insurance agency, broker, or carrier. We do not provide quotes, insurance advice, or coverage recommendations, and we do not guarantee coverage or price. Licensed independent agencies handle quotes, advice, and policy placement.