Contractors insurance in Kemp, TX

Contractors face licensing, certificate-of-insurance, and workers' compensation requirements that vary by state and project.

3independent agencies listed
1with 20+ year records
3serving businesses too

Kemp, TX market figures computed from public licensing records as of 2026. “Records” reflect each agency’s earliest entry in the licensing file — see how we source data.

Contractors coverage to consider

  • General liability
  • Workers' compensation
  • Commercial auto
  • Tools & equipment (inland marine)
  • Surety & license bonds
  • Umbrella / excess liability

Coverage needs vary. A licensed agent will help you decide what applies — we don't provide quotes or advice.

The Kemp customer base

Business coverage conversations start with who you serve. These figures sketch the households behind local demand in Kemp.

1,302residents
396households
$55,833median household income
$168,100median home value

Source: U.S. Census Bureau, American Community Survey 5-year estimates (2020-2024), for Kemp.

Disaster history in Kaufman County

Federal disaster declarations are public FEMA records of the events that have hit Kaufman County hardest. They're useful context when deciding which coverages and limits matter here.

12federal disaster declarations since 2000
Hurricanemost common declared peril (4x)
2024most recent: Flood

Source: FEMA public records (disaster declarations), county-level figures for Kaufman County.

Independent agencies in Kemp

3 businesses listed from public licensing records. Preferred Agencies are clearly labeled and shown first; other listings are alphabetical. Listings are not endorsements.

HomeownersAutoRentersCondo / co-opCommercial

In records since 2013 · NPN 17097723 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2002 · NPN 7084768 · public licensing record

HomeownersAutoRentersCondo / co-opCommercial

In records since 2024 · NPN 21109691 · public licensing record

Source: Public licensing records: Texas DOI (Socrata) + Florida DFS bulk file; Iowa open data (CC-BY 4.0) for contact enrichment.

Contractors in nearby markets in Kaufman County

Browse nearby markets with enough listed agencies to support a local contractors page.

Frequently asked questions

How many independent agencies can help with contractors insurance in Kemp, TX?

Public licensing records list 3 independent agencies in Kemp, Texas with qualifications that match contractors insurance, within Kaufman County. Listings are public-record based and are not endorsements.

Can I compare contractors insurance with agencies near Kemp?

Yes. You can request quotes in Kemp, or browse Forney, Terrell, Kaufman to compare independent agencies in nearby markets in Kaufman County.

What happens after I request contractors insurance quotes in Kemp?

Tell us what you need once. We show who may contact you, then connect you with a licensed independent agency serving Kemp. We are not an insurance agency and we do not sell your information into a bidding marketplace.

Do I need workers' compensation if I'm a sole proprietor?

States have specific rules for sole proprietors and subcontractors. A licensed agent can review whether you need coverage or an exemption based on how your business is set up and where you operate.

Can an agency issue certificates of insurance quickly?

Most independent agencies issue certificates of insurance (COIs) for general contractors and project owners. Ask about turnaround time when an agency contacts you.

Tell us what you need once.

We'll connect you with an independent agency serving Kemp, and you'll always know who may contact you.

Find Independent Insurance is operated by Relay and is not an insurance agency, broker, or carrier. We do not provide quotes, insurance advice, or coverage recommendations, and we do not guarantee coverage or price. Licensed independent agencies handle quotes, advice, and policy placement.