Contractor insurance in Plano, TX

Contractors face licensing, certificate-of-insurance, and workers' compensation requirements that vary by state and project.

195independent agencies listed
33with 20+ year records
195serving businesses too

Plano, TX market figures computed from public licensing records as of 2026. “Records” reflect each agency’s earliest entry in the licensing file — see how we source data.

Contractors coverage to consider

  • General liability
  • Workers' compensation
  • Commercial auto
  • Tools & equipment (inland marine)
  • Surety & license bonds
  • Umbrella / excess liability

Coverage needs vary. A licensed agent will help you decide what applies — we don't provide quotes or advice.

The Plano customer base

Business coverage conversations start with who you serve. These figures sketch the households behind local demand in Plano.

290,594residents
112,438households
$112,253median household income
$465,900median home value

Source: U.S. Census Bureau, American Community Survey 5-year estimates (2020-2024), for Plano.

Disaster history in Collin County

Federal disaster declarations are public FEMA records of the events that have hit Collin County hardest. They're useful context when deciding which coverages and limits matter here.

11federal disaster declarations since 2000
Hurricanemost common declared peril (5x)
2024most recent: Flood

Source: FEMA public records (disaster declarations), county-level figures for Collin County.

Insurance agency records in Plano

195 businesses listed from public licensing records. Preferred Agencies are clearly labeled and shown first; other listings are alphabetical. Listings are not endorsements.

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

Broad license categories; specific offerings and independence need confirmation.

In records since 1984 · NPN 5110713 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

Broad license categories; specific offerings and independence need confirmation.

In records since 2024 · NPN 21297601 · public licensing record

Commercial

Broad license categories; specific offerings and independence need confirmation.

In records since 2020 · NPN 19442214 · public licensing record

HomeownersAutoRentersCondo / co-opCommercial

Broad license categories; specific offerings and independence need confirmation.

In records since 2015 · NPN 17764909 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

Broad license categories; specific offerings and independence need confirmation.

In records since 2019 · NPN 19046313 · public licensing record

HomeownersAutoRentersCondo / co-opCommercial

Broad license categories; specific offerings and independence need confirmation.

In records since 2016 · NPN 18057511 · public licensing record

Source: Public licensing records: Texas DOI (Socrata) + Florida DFS bulk file; Iowa open data (CC-BY 4.0) for contact enrichment.

Frequently asked questions

How many independent agencies can help with contractor insurance in Plano, TX?

Public licensing records list 195 insurance agencies in Plano, Texas with broad licensing qualifications relevant to this category, within Collin County. A broad license does not confirm that an agency offers this specialty or represents multiple insurers. Confirm both directly with the agency.

Can I compare contractor insurance with agencies near Plano?

Yes. You can request quotes in Plano, or browse Frisco, Mckinney, Allen to compare independent agencies in nearby markets in Collin County.

What happens after I request contractor insurance quotes in Plano?

Tell us what you need once. We match your request with one licensed independent agency serving Plano. We are not an insurance agency and we do not sell your information into a bidding marketplace.

Do I need workers' compensation if I'm a sole proprietor?

States have specific rules for sole proprietors and subcontractors. A licensed agent can review whether you need coverage or an exemption based on how your business is set up and where you operate.

Can an agency issue certificates of insurance quickly?

Most independent agencies issue certificates of insurance (COIs) for general contractors and project owners. Ask about turnaround time when an agency contacts you.

Tell us what you need once.

We'll match you with one independent agency serving Plano. Your information is never sold or blasted to a list.

Find Independent Insurance is operated by Relay and is not an insurance agency, broker, or carrier. We do not provide quotes, insurance advice, or coverage recommendations, and we do not guarantee coverage or price. Licensed independent agencies handle quotes, advice, and policy placement.