Compare daycare providers insurance from local independent agents.
21,693 independent agencies nationwide write daycare providers insurance. An independent agent compares programcoverage from multiple carriers to fit your coverage and budget, not just one company’s price. Tell us what you need once and we connect you with a licensed agent near you.
What daycare providers insurance can cover
- General liability
- Professional liability
- Abuse & molestation liability
- Commercial property
- Workers' compensation
- Commercial auto (transport)
Coverage needs vary. A licensed agent will help you decide what applies — we don't provide quotes or advice.
Daycares insurance by state.
Pick your state to see local independent agencies and request quotes.
Frequently asked questions
Does my licensing status affect my insurance?
Program type and state licensing status shape what carriers will write and what coverage makes sense. An agent who knows child care can walk through it.
Is a home daycare covered by homeowners insurance?
Generally not for business liability — most homeowners policies exclude or sharply limit it. A child-care policy fills the gap.
What if we transport children?
Vehicles used for the program need commercial auto with appropriate limits. Tell the agent about pickups, drop-offs, and field trips.
Source: Public licensing records: Texas DOI (Socrata) + Florida DFS bulk file; Iowa open data (CC-BY 4.0) for contact enrichment.
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