Daycare insurance in Brea, CA

Child care programs — from home-based daycares to centers — carry liability that generalist policies don't contemplate.

9independent agencies listed
1with 20+ year records
9serving businesses too

Brea, CA market figures computed from public licensing records as of 2026. “Records” reflect each agency’s earliest entry in the licensing file — see how we source data.

Daycares coverage to consider

  • General liability
  • Professional liability
  • Abuse & molestation liability
  • Commercial property
  • Workers' compensation
  • Commercial auto (transport)

Coverage needs vary. A licensed agent will help you decide what applies — we don't provide quotes or advice.

The Brea customer base

Business coverage conversations start with who you serve. These figures sketch the households behind local demand in Brea.

47,469residents
16,787households
$131,129median household income
$922,300median home value

Source: U.S. Census Bureau, American Community Survey 5-year estimates (2020-2024), for Brea.

Disaster history in Orange County

Federal disaster declarations are public FEMA records of the events that have hit Orange County hardest. They're useful context when deciding which coverages and limits matter here.

22federal disaster declarations since 2000
Firemost common declared peril (15x)
2023most recent: Flood

Source: FEMA public records (disaster declarations), county-level figures for Orange County.

Insurance agency records in Brea

9 businesses listed from public licensing records. Preferred Agencies are clearly labeled and shown first; other listings are alphabetical. Listings are not endorsements.

HomeownersAutoRentersCondo / co-opCommercial

Broad license categories; specific offerings and independence need confirmation.

In records since 2016 · NPN 17297223 · public licensing record

HomeownersAutoRentersCondo / co-opCommercial

Broad license categories; specific offerings and independence need confirmation.

In records since 2024 · NPN 17042838 · public licensing record

HomeownersAutoRentersCondo / co-opCommercial

Broad license categories; specific offerings and independence need confirmation.

In records since 2022 · NPN 18880780 · public licensing record

HomeownersAutoRentersCondo / co-opCommercial

Broad license categories; specific offerings and independence need confirmation.

In records since 2016 · NPN 17730659 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

Broad license categories; specific offerings and independence need confirmation.

In records since 2023 · NPN 20028421 · public licensing record

HomeownersAutoRentersCondo / co-opCommercial

Broad license categories; specific offerings and independence need confirmation.

In records since 2004 · NPN 2748345 · public licensing record

Source: Public licensing records: Texas DOI (Socrata) + Florida DFS bulk file; Iowa open data (CC-BY 4.0) for contact enrichment.

Frequently asked questions

How many independent agencies can help with daycare insurance in Brea, CA?

Public licensing records list 9 insurance agencies in Brea, California with broad licensing qualifications relevant to this category, within Orange County. A broad license does not confirm that an agency offers this specialty or represents multiple insurers. Confirm both directly with the agency.

Can I compare daycare insurance with agencies near Brea?

Yes. You can request quotes in Brea, or browse Irvine, Newport Beach, Huntington Beach to compare independent agencies in nearby markets in Orange County.

What happens after I request daycare insurance quotes in Brea?

Tell us what you need once. We match your request with one licensed independent agency serving Brea. We are not an insurance agency and we do not sell your information into a bidding marketplace.

Does my licensing status affect my insurance?

Program type and state licensing status shape what carriers will write and what coverage makes sense. An agent who knows child care can walk through it.

Is a home daycare covered by homeowners insurance?

Generally not for business liability — most homeowners policies exclude or sharply limit it. A child-care policy fills the gap.

Tell us what you need once.

We'll match you with one independent agency serving Brea. Your information is never sold or blasted to a list.

Find Independent Insurance is operated by Relay and is not an insurance agency, broker, or carrier. We do not provide quotes, insurance advice, or coverage recommendations, and we do not guarantee coverage or price. Licensed independent agencies handle quotes, advice, and policy placement.