Daycare insurance in Lawrence, KS

Child care programs — from home-based daycares to centers — carry liability that generalist policies don't contemplate.

5independent agencies listed
1with 20+ year records
5serving businesses too

Lawrence, KS market figures computed from public licensing records as of 2026. “Records” reflect each agency’s earliest entry in the licensing file — see how we source data.

Daycares coverage to consider

  • General liability
  • Professional liability
  • Abuse & molestation liability
  • Commercial property
  • Workers' compensation
  • Commercial auto (transport)

Coverage needs vary. A licensed agent will help you decide what applies — we don't provide quotes or advice.

The Lawrence customer base

Business coverage conversations start with who you serve. These figures sketch the households behind local demand in Lawrence.

96,051residents
41,129households
$65,009median household income
$292,700median home value

Source: U.S. Census Bureau, American Community Survey 5-year estimates (2020-2024), for Lawrence.

Disaster history in Douglas County

Federal disaster declarations are public FEMA records of the events that have hit Douglas County hardest. They're useful context when deciding which coverages and limits matter here.

11federal disaster declarations since 2000
Severe Stormmost common declared peril (9x)
2019most recent: Tornadoes and Flooding

Source: FEMA public records (disaster declarations), county-level figures for Douglas County.

Insurance agency records in Lawrence

5 businesses listed from public licensing records. Preferred Agencies are clearly labeled and shown first; other listings are alphabetical. Listings are not endorsements.

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

Broad license categories; specific offerings and independence need confirmation.

In records since 2006 · NPN 1908703 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

Broad license categories; specific offerings and independence need confirmation.

In records since 2023 · NPN 20595165 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

Broad license categories; specific offerings and independence need confirmation.

In records since 2019 · NPN 16673015 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

Broad license categories; specific offerings and independence need confirmation.

In records since 2025 · NPN 21622011 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

Broad license categories; specific offerings and independence need confirmation.

In records since 2024 · NPN 19571094 · public licensing record

Source: Public licensing records: Texas DOI (Socrata) + Florida DFS bulk file; Iowa open data (CC-BY 4.0) for contact enrichment.

Frequently asked questions

How many independent agencies can help with daycare insurance in Lawrence, KS?

Public licensing records list 5 insurance agencies in Lawrence, Kansas with broad licensing qualifications relevant to this category, within Douglas County. A broad license does not confirm that an agency offers this specialty or represents multiple insurers. Confirm both directly with the agency.

Can I compare daycare insurance with agencies near Lawrence?

Yes. You can request quotes in Lawrence, or browse Overland Park, Wichita, Leawood to compare independent agencies in other Kansas markets.

What happens after I request daycare insurance quotes in Lawrence?

Tell us what you need once. We match your request with one licensed independent agency serving Lawrence. We are not an insurance agency and we do not sell your information into a bidding marketplace.

Does my licensing status affect my insurance?

Program type and state licensing status shape what carriers will write and what coverage makes sense. An agent who knows child care can walk through it.

Is a home daycare covered by homeowners insurance?

Generally not for business liability — most homeowners policies exclude or sharply limit it. A child-care policy fills the gap.

Tell us what you need once.

We'll match you with one independent agency serving Lawrence. Your information is never sold or blasted to a list.

Find Independent Insurance is operated by Relay and is not an insurance agency, broker, or carrier. We do not provide quotes, insurance advice, or coverage recommendations, and we do not guarantee coverage or price. Licensed independent agencies handle quotes, advice, and policy placement.