Daycare providers insurance in Cambridge, MA

Child care programs — from home-based daycares to centers — carry liability that generalist policies don't contemplate.

2independent agencies listed
2serving businesses too

Cambridge, MA market figures computed from public licensing records as of 2026. “Records” reflect each agency’s earliest entry in the licensing file — see how we source data.

Daycares coverage to consider

  • General liability
  • Professional liability
  • Abuse & molestation liability
  • Commercial property
  • Workers' compensation
  • Commercial auto (transport)

Coverage needs vary. A licensed agent will help you decide what applies — we don't provide quotes or advice.

The Cambridge customer base

Business coverage conversations start with who you serve. These figures sketch the households behind local demand in Cambridge.

118,796residents
49,444households
$130,748median household income
$1,092,100median home value

Source: U.S. Census Bureau, American Community Survey 5-year estimates (2020-2024), for Cambridge.

Disaster history in Middlesex County

Federal disaster declarations are public FEMA records of the events that have hit Middlesex County hardest. They're useful context when deciding which coverages and limits matter here.

22federal disaster declarations since 2000
Severe Stormmost common declared peril (9x)
2023most recent: Hurricane Lee

Source: FEMA public records (disaster declarations), county-level figures for Middlesex County.

Independent agencies in Cambridge

2 businesses listed from public licensing records. Preferred Agencies are clearly labeled and shown first; other listings are alphabetical. Listings are not endorsements.

HomeownersAutoRentersCondo / co-opCommercial

In records since 2018 · NPN 17175252 · public licensing record

Everquote, Inc.

Cambridge, MA

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2012 · NPN 16416542 · public licensing record

Source: Public licensing records: Texas DOI (Socrata) + Florida DFS bulk file; Iowa open data (CC-BY 4.0) for contact enrichment.

Daycares in nearby markets in Middlesex County

Browse nearby markets with enough listed agencies to support a local daycares page.

Frequently asked questions

How many independent agencies can help with daycare providers insurance in Cambridge, MA?

Public licensing records list 2 independent agencies in Cambridge, Massachusetts with qualifications that match daycare providers insurance, within Middlesex County. Listings are public-record based and are not endorsements.

Can I compare daycare providers insurance with agencies near Cambridge?

Yes. You can request quotes in Cambridge, or browse Framingham, Waltham, Woburn to compare independent agencies in nearby markets in Middlesex County.

What happens after I request daycare providers insurance quotes in Cambridge?

Tell us what you need once. We show who may contact you, then connect you with a licensed independent agency serving Cambridge. We are not an insurance agency and we do not sell your information into a bidding marketplace.

Does my licensing status affect my insurance?

Program type and state licensing status shape what carriers will write and what coverage makes sense. An agent who knows child care can walk through it.

Is a home daycare covered by homeowners insurance?

Generally not for business liability — most homeowners policies exclude or sharply limit it. A child-care policy fills the gap.

Tell us what you need once.

We'll connect you with an independent agency serving Cambridge, and you'll always know who may contact you.

Find Independent Insurance is operated by Relay and is not an insurance agency, broker, or carrier. We do not provide quotes, insurance advice, or coverage recommendations, and we do not guarantee coverage or price. Licensed independent agencies handle quotes, advice, and policy placement.