Daycare providers insurance in Saint Paul, MN

Child care programs — from home-based daycares to centers — carry liability that generalist policies don't contemplate.

7independent agencies listed
1with 20+ year records
7serving businesses too

Saint Paul, MN market figures computed from public licensing records as of 2026. “Records” reflect each agency’s earliest entry in the licensing file — see how we source data.

Daycares coverage to consider

  • General liability
  • Professional liability
  • Abuse & molestation liability
  • Commercial property
  • Workers' compensation
  • Commercial auto (transport)

Coverage needs vary. A licensed agent will help you decide what applies — we don't provide quotes or advice.

The Saint Paul customer base

Business coverage conversations start with who you serve. These figures sketch the households behind local demand in Saint Paul.

307,284residents
125,249households
$73,394median household income
$294,500median home value

Source: U.S. Census Bureau, American Community Survey 5-year estimates (2020-2024), for Saint Paul.

Disaster history in Ramsey County

Federal disaster declarations are public FEMA records of the events that have hit Ramsey County hardest. They're useful context when deciding which coverages and limits matter here.

8federal disaster declarations since 2000
Floodmost common declared peril (6x)
2019most recent: Flood

Source: FEMA public records (disaster declarations), county-level figures for Ramsey County.

Independent agencies in Saint Paul

7 businesses listed from public licensing records. Preferred Agencies are clearly labeled and shown first; other listings are alphabetical. Listings are not endorsements.

Benafica, LLC

Saint Paul, MN

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2020 · NPN 19663820 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2010 · NPN 4685572 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2025 · NPN 20626891 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2025 · NPN 19612017 · public licensing record

Mcnamara Company

Saint Paul, MN

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2002 · NPN 2012745 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2018 · NPN 7087329 · public licensing record

Source: Public licensing records: Texas DOI (Socrata) + Florida DFS bulk file; Iowa open data (CC-BY 4.0) for contact enrichment.

Daycares in nearby markets in Ramsey County

Browse nearby markets with enough listed agencies to support a local daycares page.

Frequently asked questions

How many independent agencies can help with daycare providers insurance in Saint Paul, MN?

Public licensing records list 7 independent agencies in Saint Paul, Minnesota with qualifications that match daycare providers insurance, within Ramsey County. Listings are public-record based and are not endorsements.

Can I compare daycare providers insurance with agencies near Saint Paul?

Yes. You can request quotes in Saint Paul, or browse St. Paul, Roseville to compare independent agencies in nearby markets in Ramsey County.

What happens after I request daycare providers insurance quotes in Saint Paul?

Tell us what you need once. We show who may contact you, then connect you with a licensed independent agency serving Saint Paul. We are not an insurance agency and we do not sell your information into a bidding marketplace.

Does my licensing status affect my insurance?

Program type and state licensing status shape what carriers will write and what coverage makes sense. An agent who knows child care can walk through it.

Is a home daycare covered by homeowners insurance?

Generally not for business liability — most homeowners policies exclude or sharply limit it. A child-care policy fills the gap.

Tell us what you need once.

We'll connect you with an independent agency serving Saint Paul, and you'll always know who may contact you.

Find Independent Insurance is operated by Relay and is not an insurance agency, broker, or carrier. We do not provide quotes, insurance advice, or coverage recommendations, and we do not guarantee coverage or price. Licensed independent agencies handle quotes, advice, and policy placement.