Daycare providers insurance in Manhattan, NY

Child care programs — from home-based daycares to centers — carry liability that generalist policies don't contemplate.

213independent agencies listed
29with 20+ year records
212serving businesses too

Manhattan, NY market figures computed from public licensing records as of 2026. “Records” reflect each agency’s earliest entry in the licensing file — see how we source data.

Daycares coverage to consider

  • General liability
  • Professional liability
  • Abuse & molestation liability
  • Commercial property
  • Workers' compensation
  • Commercial auto (transport)

Coverage needs vary. A licensed agent will help you decide what applies — we don't provide quotes or advice.

The New York County customer base

Business coverage conversations start with who you serve. These figures sketch the households behind local demand in New York County.

1,629,477residents
778,281households
$103,931median household income
$1,090,500median home value

Source: U.S. Census Bureau, American Community Survey 5-year estimates (2020-2024), for New York County. The Census Bureau doesn't publish place-level estimates for Manhattan, so figures cover the county.

Disaster history in New York County

Federal disaster declarations are public FEMA records of the events that have hit New York County hardest. They're useful context when deciding which coverages and limits matter here.

11federal disaster declarations since 2000
Hurricanemost common declared peril (8x)
2021most recent: Hurricane Henri

Source: FEMA public records (disaster declarations), county-level figures for New York County.

Independent agencies in Manhattan

213 businesses listed from public licensing records. Preferred Agencies are clearly labeled and shown first; other listings are alphabetical. Listings are not endorsements.

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2024 · NPN 20418086 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2024 · NPN 20976798 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2021 · NPN 19860630 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2010 · NPN 9134081 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2015 · NPN 17738999 · public licensing record

Ahoy Mit, LLC

New York, NY

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2023 · NPN 20213360 · public licensing record

Source: Public licensing records: Texas DOI (Socrata) + Florida DFS bulk file; Iowa open data (CC-BY 4.0) for contact enrichment.

Frequently asked questions

How many independent agencies can help with daycare providers insurance in Manhattan, NY?

Public licensing records list 213 independent agencies in Manhattan, New York with qualifications that match daycare providers insurance, within New York County. Listings are public-record based and are not endorsements.

Can I compare daycare providers insurance with agencies near Manhattan?

Yes. You can request quotes in Manhattan, or browse Brooklyn, Melville, Garden City to compare independent agencies in other New York markets.

What happens after I request daycare providers insurance quotes in Manhattan?

Tell us what you need once. We show who may contact you, then connect you with a licensed independent agency serving Manhattan. We are not an insurance agency and we do not sell your information into a bidding marketplace.

Does my licensing status affect my insurance?

Program type and state licensing status shape what carriers will write and what coverage makes sense. An agent who knows child care can walk through it.

Is a home daycare covered by homeowners insurance?

Generally not for business liability — most homeowners policies exclude or sharply limit it. A child-care policy fills the gap.

Tell us what you need once.

We'll connect you with an independent agency serving Manhattan, and you'll always know who may contact you.

Find Independent Insurance is operated by Relay and is not an insurance agency, broker, or carrier. We do not provide quotes, insurance advice, or coverage recommendations, and we do not guarantee coverage or price. Licensed independent agencies handle quotes, advice, and policy placement.