Daycare providers insurance in Providence, RI

Child care programs — from home-based daycares to centers — carry liability that generalist policies don't contemplate.

7independent agencies listed
1with 20+ year records
7serving businesses too

Providence, RI market figures computed from public licensing records as of 2026. “Records” reflect each agency’s earliest entry in the licensing file — see how we source data.

Daycares coverage to consider

  • General liability
  • Professional liability
  • Abuse & molestation liability
  • Commercial property
  • Workers' compensation
  • Commercial auto (transport)

Coverage needs vary. A licensed agent will help you decide what applies — we don't provide quotes or advice.

The Providence customer base

Business coverage conversations start with who you serve. These figures sketch the households behind local demand in Providence.

191,767residents
71,497households
$68,119median household income
$362,200median home value

Source: U.S. Census Bureau, American Community Survey 5-year estimates (2020-2024), for Providence.

Disaster history in Providence County

Federal disaster declarations are public FEMA records of the events that have hit Providence County hardest. They're useful context when deciding which coverages and limits matter here.

15federal disaster declarations since 2000
Severe Stormmost common declared peril (7x)
2024most recent: Severe Storms, Flooding, and Tornadoes

Source: FEMA public records (disaster declarations), county-level figures for Providence County.

Independent agencies in Providence

7 businesses listed from public licensing records. Preferred Agencies are clearly labeled and shown first; other listings are alphabetical. Listings are not endorsements.

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2002 · NPN 654114 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2019 · NPN 17308830 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2017 · NPN 7405583 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2021 · NPN 4629056 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2014 · NPN 4629042 · public licensing record

HomeownersAutoRentersCondo / co-opCommercial

In records since 2008 · NPN 765177 · public licensing record

Source: Public licensing records: Texas DOI (Socrata) + Florida DFS bulk file; Iowa open data (CC-BY 4.0) for contact enrichment.

Daycares in nearby markets in Providence County

Browse nearby markets with enough listed agencies to support a local daycares page.

Frequently asked questions

How many independent agencies can help with daycare providers insurance in Providence, RI?

Public licensing records list 7 independent agencies in Providence, Rhode Island with qualifications that match daycare providers insurance, within Providence County. Listings are public-record based and are not endorsements.

Can I compare daycare providers insurance with agencies near Providence?

Yes. You can request quotes in Providence, or browse Cranston, Pawtucket to compare independent agencies in nearby markets in Providence County.

What happens after I request daycare providers insurance quotes in Providence?

Tell us what you need once. We show who may contact you, then connect you with a licensed independent agency serving Providence. We are not an insurance agency and we do not sell your information into a bidding marketplace.

Does my licensing status affect my insurance?

Program type and state licensing status shape what carriers will write and what coverage makes sense. An agent who knows child care can walk through it.

Is a home daycare covered by homeowners insurance?

Generally not for business liability — most homeowners policies exclude or sharply limit it. A child-care policy fills the gap.

Tell us what you need once.

We'll connect you with an independent agency serving Providence, and you'll always know who may contact you.

Find Independent Insurance is operated by Relay and is not an insurance agency, broker, or carrier. We do not provide quotes, insurance advice, or coverage recommendations, and we do not guarantee coverage or price. Licensed independent agencies handle quotes, advice, and policy placement.