Daycare insurance in Pampa, TX

Child care programs — from home-based daycares to centers — carry liability that generalist policies don't contemplate.

6agency records listed
6with broad P&C qualifications

Pampa, TX market figures computed from public licensing records as of 2026-06-10. “Records” reflect each agency’s earliest entry in the licensing file — see how we source data.

Daycares coverage to consider

  • General liability
  • Professional liability
  • Abuse & molestation liability
  • Commercial property
  • Workers' compensation
  • Commercial auto (transport)

Coverage needs vary. A licensed agent will help you decide what applies — we don't provide quotes or advice.

The Pampa customer base

Business coverage conversations start with who you serve. These figures sketch the households behind local demand in Pampa.

16,659residents
6,869households
$56,626median household income
$100,700median home value

Source: U.S. Census Bureau, American Community Survey 5-year estimates (2020-2024), for Pampa.

Disaster history in Gray County

Federal disaster declarations are public FEMA records of the events that have hit Gray County hardest. They're useful context when deciding which coverages and limits matter here.

10federal disaster declarations since 2000
Firemost common declared peril (4x)
2025most recent: Rest Area Fire

Source: FEMA public records (disaster declarations), county-level figures for Gray County.

Insurance agency records in Pampa

6 businesses listed from public licensing records. Preferred Agencies are clearly labeled and shown first; other listings are alphabetical. Listings are not endorsements.

Unclaimed

License categories: Personal lines property & casualty, Property & casualty. Confirm services with the agency.

In records since 2019 · NPN 19030877 · Public licensing record

License categories: Property & casualty. Confirm services with the agency.

In records since 2022 · NPN 20294243 · Public licensing record

Unclaimed

License categories: Property & casualty. Confirm services with the agency.

In records since 2026 · NPN 22142223 · Public licensing record

License categories: Property & casualty, Agency License (FL). Confirm services with the agency.

In records since 2017 · NPN 18332835 · Public licensing record

Unclaimed

License categories: Property & casualty. Confirm services with the agency.

In records since 2022 · NPN 20566271 · Public licensing record

Unclaimed

License categories: Property & casualty. Confirm services with the agency.

In records since 2019 · NPN 19156825 · Public licensing record

Source: Public licensing records: Texas DOI (Socrata) + Florida DFS bulk file; Iowa open data (CC-BY 4.0) for contact enrichment.

Frequently asked questions

How many independent agencies can help with daycare insurance in Pampa, TX?

Public licensing records list 6 insurance agencies in Pampa, Texas with broad licensing qualifications relevant to this category, within Gray County. A broad license does not confirm that an agency offers this specialty or represents multiple insurers. Confirm both directly with the agency.

Can I compare daycare insurance with agencies near Pampa?

Yes. You can request quotes in Pampa, or browse Houston, Dallas, San Antonio to compare independent agencies in other Texas markets.

What happens after I request daycare insurance quotes in Pampa?

Tell us what you need once. We match your request with one licensed independent agency serving Pampa. We are not an insurance agency and we do not sell your information into a bidding marketplace.

Does my licensing status affect my insurance?

Program type and state licensing status shape what carriers will write and what coverage makes sense. An agent who knows child care can walk through it.

Is a home daycare covered by homeowners insurance?

Generally not for business liability — most homeowners policies exclude or sharply limit it. A child-care policy fills the gap.

Tell us what you need once.

We'll match you with one independent agency serving Pampa. Your information is never sold or blasted to a list.

Find Independent Insurance is operated by Relay and is not an insurance agency, broker, or carrier. We do not provide quotes, insurance advice, or coverage recommendations, and we do not guarantee coverage or price. Licensed independent agencies handle quotes, advice, and policy placement.