Flood insurance in Rogers, AR

Standard home policies exclude flood — and from coastal areas to riverside towns, plenty of property has real flood exposure.

10independent agencies listed
9serving businesses too
1personal-lines specialists

Rogers, AR market figures computed from public licensing records as of 2026. “Records” reflect each agency’s earliest entry in the licensing file — see how we source data.

Flood coverage to consider

  • Building coverage
  • Contents coverage
  • NFIP policies
  • Private flood markets
  • Excess flood (above NFIP limits)
  • Basement coverage (limited by policy type)

Coverage needs vary. A licensed agent will help you decide what applies — we don't provide quotes or advice.

Homes in Rogers

Dwelling coverage follows what it would cost to rebuild locally, not the listing price. Housing facts for Rogers give that conversation a starting point.

$308,200median home value
1998median year homes built
57%of homes owner-occupied
26,265households

Source: U.S. Census Bureau, American Community Survey 5-year estimates (2020-2024), for Rogers.

Flood history in Benton County

Standard homeowners policies don't cover flood damage. Federal flood program records show what flooding has actually done in Benton County.

336NFIP flood claims on record since 1978
$9.2Mpaid to NFIP policyholders
160claims in the last 10 years
17federal disaster declarations since 2000

Source: FEMA public records (disaster declarations and National Flood Insurance Program claims), county-level figures for Benton County. NFIP figures reflect the federal flood program only, not private flood policies.

Independent agencies in Rogers

10 businesses listed from public licensing records. Preferred Agencies are clearly labeled and shown first; other listings are alphabetical. Listings are not endorsements.

Unclaimed
HomeownersAutoRentersCondo / co-op

In records since 2010 · NPN 6080510 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2026 · NPN 22107054 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2025 · NPN 20837489 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2017 · NPN 17889380 · public licensing record

HomeownersAutoRentersCondo / co-opCommercial

In records since 2019 · NPN 16844658 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2013 · NPN 16695571 · public licensing record

Source: Public licensing records: Texas DOI (Socrata) + Florida DFS bulk file; Iowa open data (CC-BY 4.0) for contact enrichment.

Other coverage in Rogers

Agencies in this market may also help with related lines that have local licensing depth.

Flood in nearby markets in Benton County

Browse nearby markets with enough listed agencies to support a local flood page.

Frequently asked questions

How many independent agencies can help with flood insurance in Rogers, AR?

Public licensing records list 10 independent agencies in Rogers, Arkansas with qualifications that match flood insurance, within Benton County. Listings are public-record based and are not endorsements.

Can I compare flood insurance with agencies near Rogers?

Yes. You can request quotes in Rogers, or browse Bentonville to compare independent agencies in nearby markets in Benton County.

What happens after I request flood insurance quotes in Rogers?

Tell us what you need once. We show who may contact you, then connect you with a licensed independent agency serving Rogers. We are not an insurance agency and we do not sell your information into a bidding marketplace.

Isn't flood covered by homeowners insurance?

Generally no — flood is a standard exclusion. A separate flood policy covers it, and an agent can compare NFIP and private options.

Is there a waiting period?

NFIP policies typically have a 30-day waiting period unless tied to a loan closing. Don't wait for a storm in the forecast.

Tell us what you need once.

We'll connect you with an independent agency serving Rogers, and you'll always know who may contact you.

Find Independent Insurance is operated by Relay and is not an insurance agency, broker, or carrier. We do not provide quotes, insurance advice, or coverage recommendations, and we do not guarantee coverage or price. Licensed independent agencies handle quotes, advice, and policy placement.