Flood insurance in Eden Prairie, MN

Standard home policies exclude flood — and from coastal areas to riverside towns, plenty of property has real flood exposure.

8independent agencies listed
4with 20+ year records
8serving businesses too

Eden Prairie, MN market figures computed from public licensing records as of 2026. “Records” reflect each agency’s earliest entry in the licensing file — see how we source data.

Flood coverage to consider

  • Building coverage
  • Contents coverage
  • NFIP policies
  • Private flood markets
  • Excess flood (above NFIP limits)
  • Basement coverage (limited by policy type)

Coverage needs vary. A licensed agent will help you decide what applies — we don't provide quotes or advice.

Homes in Eden Prairie

Dwelling coverage follows what it would cost to rebuild locally, not the listing price. Housing facts for Eden Prairie give that conversation a starting point.

$473,900median home value
1988median year homes built
76%of homes owner-occupied
25,665households

Source: U.S. Census Bureau, American Community Survey 5-year estimates (2020-2024), for Eden Prairie.

Flood history in Hennepin County

Standard homeowners policies don't cover flood damage. Federal flood program records show what flooding has actually done in Hennepin County.

682NFIP flood claims on record since 1978
$4.6Mpaid to NFIP policyholders
55claims in the last 10 years
7federal disaster declarations since 2000

Source: FEMA public records (disaster declarations and National Flood Insurance Program claims), county-level figures for Hennepin County. NFIP figures reflect the federal flood program only, not private flood policies.

Independent agencies in Eden Prairie

8 businesses listed from public licensing records. Preferred Agencies are clearly labeled and shown first; other listings are alphabetical. Listings are not endorsements.

Changing Lives, LLC

Eden Prairie, MN

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2025 · NPN 20260774 · public licensing record

Christensen Group Inc

Eden Prairie, MN

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2002 · NPN 2109017 · public licensing record

Fost Choles Agency Inc

Eden Prairie, MN

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2018 · NPN 17480503 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2011 · NPN 14306601 · public licensing record

J A Price Agency Inc

Eden Prairie, MN

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2002 · NPN 661863 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2019 · NPN 16275580 · public licensing record

Source: Public licensing records: Texas DOI (Socrata) + Florida DFS bulk file; Iowa open data (CC-BY 4.0) for contact enrichment.

Other coverage in Eden Prairie

Agencies in this market may also help with related lines that have local licensing depth.

Flood in nearby markets in Hennepin County

Browse nearby markets with enough listed agencies to support a local flood page.

Frequently asked questions

How many independent agencies can help with flood insurance in Eden Prairie, MN?

Public licensing records list 8 independent agencies in Eden Prairie, Minnesota with qualifications that match flood insurance, within Hennepin County. Listings are public-record based and are not endorsements.

Can I compare flood insurance with agencies near Eden Prairie?

Yes. You can request quotes in Eden Prairie, or browse Minneapolis, Edina, Plymouth to compare independent agencies in nearby markets in Hennepin County.

What happens after I request flood insurance quotes in Eden Prairie?

Tell us what you need once. We show who may contact you, then connect you with a licensed independent agency serving Eden Prairie. We are not an insurance agency and we do not sell your information into a bidding marketplace.

Isn't flood covered by homeowners insurance?

Generally no — flood is a standard exclusion. A separate flood policy covers it, and an agent can compare NFIP and private options.

Is there a waiting period?

NFIP policies typically have a 30-day waiting period unless tied to a loan closing. Don't wait for a storm in the forecast.

Tell us what you need once.

We'll connect you with an independent agency serving Eden Prairie, and you'll always know who may contact you.

Find Independent Insurance is operated by Relay and is not an insurance agency, broker, or carrier. We do not provide quotes, insurance advice, or coverage recommendations, and we do not guarantee coverage or price. Licensed independent agencies handle quotes, advice, and policy placement.