Flood insurance in Rising Star, TX

Standard home policies exclude flood — and from coastal areas to riverside towns, plenty of property has real flood exposure.

1agency record listed
1with broad P&C qualifications

Rising Star, TX market figures computed from public licensing records as of 2026-06-10. “Records” reflect each agency’s earliest entry in the licensing file — see how we source data.

Flood coverage to consider

  • Building coverage
  • Contents coverage
  • NFIP policies
  • Private flood markets
  • Excess flood (above NFIP limits)
  • Basement coverage (limited by policy type)

Coverage needs vary. A licensed agent will help you decide what applies — we don't provide quotes or advice.

Homes in Rising Star

Dwelling coverage follows what it would cost to rebuild locally, not the listing price. Housing facts for Rising Star give that conversation a starting point.

$39,500median home value
1952median year homes built
57%of homes owner-occupied
288households

Source: U.S. Census Bureau, American Community Survey 5-year estimates (2020-2024), for Rising Star.

Flood history in Eastland County

Standard homeowners policies don't cover flood damage. Federal flood program records show what flooding has actually done in Eastland County.

171NFIP flood claims on record since 1978
$5.1Mpaid to NFIP policyholders
78claims in the last 10 years
18federal disaster declarations since 2000

Source: FEMA public records (disaster declarations and National Flood Insurance Program claims), county-level figures for Eastland County. NFIP figures reflect the federal flood program only, not private flood policies.

Insurance agency records in Rising Star

1 business listed from public licensing records. Preferred Agencies are clearly labeled and shown first; other listings are alphabetical. Listings are not endorsements.

Unclaimed

License categories: Property & casualty. Confirm services with the agency.

In records since 2020 · NPN 19601229 · Public licensing record

Source: Public licensing records: Texas DOI (Socrata) + Florida DFS bulk file; Iowa open data (CC-BY 4.0) for contact enrichment.

Flood in other Texas markets

Browse nearby markets with enough listed agencies to support a local flood page.

Frequently asked questions

How many independent agencies can help with flood insurance in Rising Star, TX?

Public licensing records list 1 insurance agency in Rising Star, Texas with broad licensing qualifications relevant to this category, within Eastland County. A broad license does not confirm that an agency offers this specialty or represents multiple insurers. Confirm both directly with the agency.

Can I compare flood insurance with agencies near Rising Star?

Yes. You can request quotes in Rising Star, or browse Houston, Dallas, San Antonio to compare independent agencies in other Texas markets.

What happens after I request flood insurance quotes in Rising Star?

Tell us what you need once. We match your request with one licensed independent agency serving Rising Star. We are not an insurance agency and we do not sell your information into a bidding marketplace.

Isn't flood covered by homeowners insurance?

Generally no — flood is a standard exclusion. A separate flood policy covers it, and an agent can compare NFIP and private options.

Is there a waiting period?

NFIP policies typically have a 30-day waiting period unless tied to a loan closing. Don't wait for a storm in the forecast.

Tell us what you need once.

We'll match you with one independent agency serving Rising Star. Your information is never sold or blasted to a list.

Find Independent Insurance is operated by Relay and is not an insurance agency, broker, or carrier. We do not provide quotes, insurance advice, or coverage recommendations, and we do not guarantee coverage or price. Licensed independent agencies handle quotes, advice, and policy placement.